Talking Loans with the Loanmonarch

Mortgage and Lending - C2 Financial - NMLS #279125
My blog is intended to inform, educate and de-mystify the lending process for professionals and laypersons alike. There are usually two solutions to every human problem...including obtaining a mortgage! Contact me for any of your financing needs or questions. You deserve to understand what is happening throughout the mortgage process
Most agents declare “My client IS pre-approved.”  .........or NOT, is my assessment.   Many agents are under the misguided notion that the consumer in their car looking for properties or putting in an offer on their listing is pre-approved and qualified for the financing needed for the purchase o...
This is great option for all those cash buyers out there!  And, an opportunity to refill their coffers so they can purchase another.  My thanks to Ed for sharing this update. Working with cash buyers?  Let's talk!Many buyers are taking advantage of the great buys available in the current market, ...
  Hiring a contractor?  Hiring a lender can make more sense for many of your construction needs. When FHA 203K renovation financing is utilized, there are a series of “stop gaps” and guarantees that are not available to a consumer employing a contractor directly.     An important distinction betw...
I love Rebekah's post and think it is a great way to friends and family to really help a couple just starting out...or the case may be.  Certainly solves the two of everything issue!!Are you planning to get married and buy a home in Colorado, but wonder where your down payment funds wil...
  Earthgrown Market (formerly Boney’s) in Oceanside, CA at 1820 Oceanside Blvd. is the best solution in North County San Diego for stretching your food budget dollar. Looking for organic produce?  The freshest meats and seafood? Gluten free? Bulk spices? Great values and selection of wine?  Earth...
Carla's post is a fun and educational read...and important for any agent working with relocating borrowers to understand.  EVERY state has their own set of finance and closing procedures and it can really cause confusing for the relocating client.  Educating yourself about the closing procedures ...
Okay, this has got to be some fun!  Really, could Tim be correct that two in 23 are likely to have the same birthday?  I have only met two people in my I am looking for my felllow Mozart birthday sharing friends on AR.  Leave your response on Tim's post!Do you want to make a winning be...
Thinking of trying to delay or forestall a foreclosure by hiring one of the "specialists" you hear on the radio?  You know, the "For only $1.00 we will erase your mortgage, destroy the bank and take twenty years off your age" ads?  Think again!  Richard Zaretsky excellent article tells the truth ...
  What does your ActiveRain "Body of Work" say about you?  Seriously, we are all here for a reason...most of us it is because we want to build or improve our business, meet fellow professional colleagues, keep abreast of changes in the industry and/or maybe just spy on our competition!   Whatever...
Dan's tale of woe about FEMA is a very real situation that is likely to become more of an issue after all of the flooding this spring.  If you have a property anywhrere near a possible flood plane I would encourage you to check it out.  If FEMA lists a property in a flood plan, a lender WILL requ...

Deborah "Dee Dee" Garvin

C2 Financial
local_phone(619) 906-6288
smartphone(619) 906-6288
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"I contacted Deborah after reading a write-up written by her showing me that she is very familiar with the latest mortgage rules and guidelines. After ... more "
by mcjeanne
"I would recommend Deborah Garvin if anyone needs a mortgage right away, she is so detailed and professional and she knows to ask the right questions ... more "
by paulperret85