Some time ago I read an article that purported up to 50% of the elementary students were living on one or more prescription drugs. I cannot say which I found more appalling: The fact that school's are requiring the "drugging" of students to keep them in line or that parent's are so willing to n
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07/26/2010
I have never owned a scale. And, I avoid using them at all costs. And, I don't diet. Much like age, weight is just a number to me. Instead, I let my wardrobe dictate my success with weight and I am managing just fine without any pills, programs or celebrities.First and foremost it is importan
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07/25/2010
Important information to be shared with all citizens in our community.Homeless Prevention at Marine Corps Base Camp Pendleton CA A recent joint effort between The Department of Housing and Urban Development (HUD) and The Department of Veterans Affairs (VA) announced earlier this week their progra
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07/25/2010
I love John Denver. Always have, and one of my biggest regrets is that I never saw him live in concert. It was always some thing I was going to do and his untimely death took away that opportunity. I love his optimism, his dedication to the environment and, just maybe, I love how he reminds me
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07/23/2010
This is a great example of why being preapproved for a mortgage makes a substantial difference. Dorie really nails it!I was reading several blogs this morning and the one Judi Barrett with Integrity Real Estate wrote on Homebuyers needing to get qualified: " Home Buyers, Please Don't be Offended
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07/22/2010
Some posive news for San Diego County residents. Remember to look at local markets, not the national trend, when assessing the advantages of purchasing a home. In and around San Diego? Best time to buy in many, many years! Every time John Mulkey, the Housing Guru in Waleska, Georgia, gets a Fe
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07/22/2010
For the most part, lending deals with the "here and now". What is your employment today and what are the figures today? However, there are quite a few circumstances where either the past or the future can totally impact the income qualifications for a mortgage. And, this is precisely why a "ro
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07/21/2010
You really have to give the media some credit for keeping all eyes on the headlines. I opened a couple news channels and they were reporting that pregnancy may prohibit you from getting a loan. Whoa? Really? So I am going to start start telling consumers "You're preggers, eh? Congratulations!
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07/21/2010
Ken Cook has done a masterful job of explaining the distinction between prequals, preapprovals and a letter of commitment from a lender. I would encourage every agent to print out his post and provide it to sellers and buyers alike. The recent discussions on this topic have exposed a wide degre
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07/21/2010
Do other real agents like you? I mean, really like working with you? Or, do they dread seeing your name on the contract? What is your reputation with others in your profession?I think this is a question every home seller should be asking at every listing presentation. Yes, the Internet market
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07/20/2010