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"Paper or plastic?" "Smoking or non-smoking?" "Fixed or adjustable?" It seems to me that our choices in life are becoming narrower and narrower. You could argue that in some cases it's not a bad thing, but in general I believe that we Americans love to feel like we have a choice. So as a mortgag...
05/11/2010
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Small Town Silicon Valley Mortgage Lending Having lived through both boom times and the mortgage industry Great Depression, I was asked recently why I thought the industry collapsed so dramatically. In Silicon Valley nothing is supposed to collapse, even mortgage lending... Those of you who kn...
12/11/2009
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Silicon Valley Mortgage Refinance Advice Because rates have stayed lower than most of us expected I'm getting a lot of calls from fence-sitters who are now wondering if it is time to refinance. The answer depends on why you are considering it, and on how it would work out for you. Because I wor...
12/10/2009