Casey Fleming's (loanguide) Blog

"Paper or plastic?" "Smoking or non-smoking?" "Fixed or adjustable?" It seems to me that our choices in life are becoming narrower and narrower.  You could argue that in some cases it's not a bad thing, but in general I believe that we Americans love to feel like we have a choice. So as a mortgag...

Small Town Silicon Valley Mortgage Lending Having lived through both boom times and the mortgage industry Great Depression, I was asked recently why I thought the industry collapsed so dramatically.  In Silicon Valley nothing is supposed to collapse, even mortgage lending...   Those of you who kn...

Silicon Valley Mortgage Refinance Advice Because rates have stayed lower than most of us expected I'm getting a lot of calls from fence-sitters who are now wondering if it is time to refinance.  The answer depends on why you are considering it, and on how it would work out for you.  Because I wor...