Home Loans in Virginia, Maryland, SC, GA, & DC

Follow me
Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329



How Do I Build Home Equity?Home equity refers to the amount of your home that you’ve paid off, which is your stake in the property. Each month as you make your mortgage payment, you’re paying down the principal on your mortgage, thereby increasing your home equity. This is important because that ...
 Remodeling your home is an exciting journey that lets you bring to life the vision you have for your space. While most of us have no shortage of ideas when it comes to how we want to set up our homes, you may need some backup to turn those plans into a final product.We outline all the important ...
The items listed below are standard supporting documents and information commonly needed for loan approval. However, individual circumstances may dictate that additional information is required. ✅A copy of your most recent pay stubs covering a 30-day period ✅A copy of your last two years of W-2s ...
Any loan or mortgage that is not backed or offered by a government entity is considered a conventional loan. Conventional loans are offered by institutions such as banks, mortgage companies, and credit unions. Although conventional loans are not backed by government agencies, there are a couple o...
 You Can Usually Qualify for a Non-QM Loan with a Lower Credit ScoreQualified mortgages must meet standards set forth in the Consumer Protection and Dodd-Frank Wall Street Reform Act. Non-qualified mortgages aren’t backed by federal programs, and therefore don’t have to meet those specific guidel...
If you’re considering filing for bankruptcy or have already gone through the process, you’re probably wondering how this affects your ability to get a mortgage, and if you can even qualify for one at all. It can be more difficult to get approved for a mortgage after bankruptcy, and there’s likely...
When you’re getting ready to buy a home, you want to do everything in your power to set yourself up for success and be a strong candidate. That’s why getting pre-qualified is a smart idea. It prepares you with some valuable preliminary information that will help you when looking for a home to buy...

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
Contact The Author
I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733