Lisa Kratz's (lisakratz) Blog

If you currently have an Idaho FHA mortgage loan and are behind on the mortgage payments, refinancing into an FHA streamline mortgage loan might be a solution for you!  Much of the difficulty in obtaining a loan of any sort is the paperwork that you have to collect. With an FHA Streamline Refinan...

An FHA loan is a federal assistance mortgage loan, insured by the Federal Housing Administration. To promote home ownership, these loans require a small down payment and offer the most choices for refinancing, especially with cash out. Recent reforms have addressed current housing and mortgage le...

Since the beginning of 2008, the number of homes on the market for sale in Ada County alone has risen over 17%. The median listing price of these homes - almost 6,000 of them - has been $259,000. The median sales price, however has been $205,000, a difference of almost $55,000! Canyon County tren...