Lisa Scanlon's (lisagof) Blog

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Services for Real Estate Pros - Scanlon Signing Services
2nd Credit Report Pull      Fanne Mae just announced that lenders will be required to provide a 2nd credit report be pulled on the actual day of closing, prior to the loan funding. This new credit check will apply to conforming loans under 417,000. If the borrower incurs additional debts after t...
 FHA to Accept Electronic Signatures     As of 4-8-2010 FHA announced they will accepts electronic signatures on 3rd party documents included in the case binder for mortgage insurance endorsement. 3rd party documents are those that are originated and signed outside of the mortgagee's control suc...
Going Green      Scanlon Signing Services  believes deeply in not wasting materials, re-using, and recycling. We want to keep the planet clean for our children. Therefor we donate all our used toners cartridges to the local performing arts school for recycling and all of our shredded documents ar...
RESPA Reform Tips    Here are some tips for signing agents who will be dealing with the new HUD settlement statements and Good Faith Estimates.   You may continue to see the old HUD and GFE through out the spring if the loan application was taken prior to 1-1-10. Any applications taken 1-1-10 an...
  As of 12-15-09 the National Notary Association (NNA) will be disabling all Electronic Notary Seals (ENS) and will no longer offer them. According to the NNA state regulations, industry practices and technologies have made it difficult to provide a single source electronic notary signature. The ...
Changes to RESPA    As you have likely read the Department of Housing and Urban Development (HUD) made changes to the Real Estate Settlement Procedures Act (RESPA) that are intended to make it easier for borrowers to understand the settlement process.   Here are some important changes taking eff...
 Safety tips for Signing Agents   As a Certified Signing Agent I would like to share some of my tips with you to help guide new agents through a safe and successful signing. You may ask why would I need safety tips, but if you are traveling to rural areas late at night or sometimes it could be t...
HOME VALUATION CODE OF CONDUCT       This new code took effect May 1, 2009. It was drafted by the office of Andrew Cuomo New York attorney general. The critics of the HVCC including the National Assoc. of Realtors are gearing up for a fight in congress, requesting an 18 month moratorium.      Th...
New Guidlines for Truth and Lending disclosure statement (TIL) The Federal Reserve has approved new guidelines for the Truth in Lending (TIL) disclosures effective July 30,2009.   Now there is a 7 business day waiting period from the time the initial TIL is issued to time of closing. If the final...
With all of the mortgage fraud cases surfacing latley, some of these could have been prevented if an experienced Notary Signing Agent was used. I have heard of several cases where the borrowers were not informed of all of there loan terms. It is my job as a Certified Signing Agent to make sure th...

Lisa Scanlon

Certified Signing Agent
local_phone(941) 447-7130
smartphone(941) 447-7130
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