Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.
RECENT BLOG POSTS
Pretty excited.  Last Friday, a life long dream of mine is one step closer to a reality.  Last Friday, just before 5:00 pm, I finally signed with a publisher.  I'm really excited.  As of now the book is a bit over 130 pages and I'm hoping to get it published prior to the Christmas season.  So, I ...
07/05/2013
Thrilled to be back in the Rain all!  A lot of good things happened today and a lot of great things to be thrilled about in my life!  Glad to have an awesome 4th with the family!  Life is good....and so are the people in Active Rain.  Thanks for inviting me back....or accepting me back in the fol...
07/04/2013
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After living in the rain for years and years.....I disappeared last year when I had lost my internet for two months.  Unfortunately, it doesn't take a lot of time to create a new habit.  I was off.  I was out....despite the best intentions.  Well, God willing, I'm back.  Thrilled to be back in th...
06/28/2013
When Patsy went out to create her kingdom with her as the prince, queen, princess, chief, er Village President, it came with a lot of claims of grandeur and an utopian vision for all of the lemmings who would follow her over the cliff.   For years we've all watched as senior leadership spend taxp...
05/01/2013
Stable housing leads to long-term stability, which factors into reliability and other characteristics of successful employees. Are you aware that loans guaranteed by the Department of Veterans Affairs (VA) Home Loan Program have had the lowest foreclosure rate in the past 19 quarters compared to ...
04/21/2013
I will never use Active Rain to bitch about bad experiences.  But, with 19 years in real estate, I can honestly say that my experience with Frasz has been nothing less than disastrous.  We had our dream house built four years ago.  Mr. Frasz was hired to put in a septic system.  Almost every sing...
04/18/2013
There are many things that people should know about FHA loans.  They're great for a variety of reasons, but I'm going to give you my list of favorite reasons for considering and FHA mortgage.  First time homebuyers can generally come in with less of a downpayment.  Truthfully, conforming or conve...
04/10/2013
  Before law school, I obtained a Master's Degree in Clinical Pscychology. I wanted to work with teens, but ended up working with the parents who just bitched about each other and really weren't invested in the real problem.  SAYANORA....I was out!  Screw this, I thought and went off to law schoo...
04/04/2013
  In my perpetual quest to add value to you, FHA is increasing the annual MIP, effective April 1rs, 2013.  It's out there!  It's happened!  Not killer by any means, but it has happened.....so literally....buyer beware!!!! Pay particular note.  FHA is increasing the annual MIP by 5-10bps. Refer to...
04/02/2013
Yes....it's true....you can. Most people are so discouraged about their prospects after selling short. There are a few basic requirements: The new home has to be with an FHA mortgage; The current mortgage cannot have a late payment on it over the last 12 months; The current mortgage company canno...
03/28/2013
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 1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.”
(John 14:1-4, New King James Version) I review for BookSneeze

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