Why Should You Get Pre-Approved Before Starting Your Home Search? As a follow-up to my last post on the difference between getting pre-qualified and pre-approved for a loan, I want to further explain why it is better for home buyers to have their pre-approval letter in hand before searching fo
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01/22/2011
What is the Difference Between Pre-Qualified and Pre-Approved for a Loan? To purchase a home, most people will need to speak with a mortgage banker or mortgage broker to determine how much they can afford to spend by getting pre-qualified or pre-approved for a loan. The terms “pre-qualif
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01/15/2011
What Is A Short Sale? As a real estate agent in Melbourne, Florida specializing in short sales, I work with buyers to help them understand the process of purchasing a short sale home. Here are some frequently asked questions: What exactly is a short sale? The term short sale simply means that t
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01/11/2011
Pack Rats: Plan to Purge! While I have never considered myself a Pack Rat, I often look at my full closets and overflowing cabinets, and wonder, “Where did all this stuff come from?” Perhaps you can relate to my family’s struggle to manage our limited storage space. Over the years, we have a
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01/02/2011
The holidays should be a time to focus on family, friends, and the joy that comes from celebrating this special time of year. Unfortunately, the economic downturn, decreasing home values, and high unemployment have increased the financial pressure stressing many families in Brevard County, Flori
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12/22/2010
Are you interested in purchasing a distressed property, but can’t obtain a standard FHA loan because the property does not meet the FHA minimum property standards? If so, then the FHA 203 (k) program could be the answer. The FHA 203(k) program allows borrowers to obtain a loan to purchase the pr
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12/09/2010
If you are considering listing your home as a short-sale or considering buying a short-sale property, it is important to first consider the qualifications of the listing agent. In order to avoid foreclosure and get the property to successfully close, the listing agent must be proactive throughou
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11/09/2010