Jayne Combs's Blog

FHA CHANGE ALERT!!!!!!!!!FHA is at it again. The first change is to the annual MIP. Effective April 18, 2011, FHA will be increasing their annual MIP by .25. So what does this mean to you? This means your buyers payment will increase and they may no longer qualify for the loan they originally wer...

In case your loan officer hasn't complained to you or you haven't heard about it through the grapevine, the government is getting ready to dictate what a loan officer can make and what they can pay.   Frank and Brian did a great little snippit on their video.  It is looking like loan officers wil...

There is nothing more frustrating than working with a buyer who insists on writing low ball offers on properties just so they can say they got a great deal.  But are they really? What about the buyer that really needs to buy just a little more house but just can't afford it?  Or can they? But let...

WALK THE NEIGHBORHOOD   Doug, who lives in Portage, MI gave me this great tip. It was so good I wanted to share it with you. It sounds really simple but it has produced some very successful outcomes. Doug calls it "The Neighborhood Walk."When you list a home, print 25 flyers and then hand deliver...

Actually, it is a simple one - not investigating the neighborhood in which the home is located!Now, the house may be beautiful, but is the neighborhood? It definitely pays to find out before you buy that home!So, check it out the neighborhood beforehand. Check it out during the day... the late af...

There are fewer ways to make more money than good 'ol fashioned phone work.  I'm sure that's not breaking news for any of you.  But I know a lot of us struggle with it.  I know a guy who had a particular struggle with this issue.  Every time he would sit down to make a call, he would get up, go t...

Those of you that follow my blogs, know that I like to provide valuable information to you to help you grow your business.   I am looking to take it one step further and offer lunch and learns to Realtors.  I don't want to do just lunch and learns about loan programs.  Don't get me wrong, there i...

If you do, show them this video or I can personalize one for you.   You will be able to clearly explain why they shouldn't wait and how it could save them tens of thousands of dollars to buy now!  It's a short video but very informative!  I hope this helps you to close at least one more transacti...

Last week I talked about the open house flyer that I made and the great success I had with it.   As if that wasn't exciting enough,  I have something even more exciting!  I'm going to show you a video I emailed one of the realtors in my area.   Now it's not a big production thing because I'm a Mo...

I wanted to share with you what happened this weekend while I worked an open house with a Realtor I know that typically works about one hour from me. I received an email from him stating he had a property in my area that he was holding an open house on Sunday and if I had time to stop by since we...