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DIY Your Own Expert Smartphone Photography
RECENT BLOG POSTS
HOW’S THE RAPID CITY REAL ESTATE MARKET?   Every day some one asks me “How’s the Rapid City real estate market?”  Sometimes the unspoken subtext is “Give me the gory bloody details!”  But there aren’t any.   As this chart shows, no surprise, the national bubble burst in May 2007.  Californians w...
04/26/2010
  THE THREE TOP PROBLEMS GETTING AN APPRAISAL FOR GREEN BUILDING Green-building pays off when annual utility cost savings offset the somewhat higher initial cost.  However, getting an appraiser to help you secure a home loan for Rapid City real estate that includes green-building features, may be...
04/20/2010
THINKING SHORT SALE? … THE LONG TERM CONSEQUENCES Think a “short sale” is a pain now?  That’s just the beginning.  It gets worse.  If you or someone you know is considering a short sale, it probably is best to pursue every possible creative alternative, such as family help, bartaring your time t...
04/12/2010
TECHNOLOGY WITHOUT TECHNIQUE IS TIME WASTED Many agents you have to select from are themselves rushing like lemmings toward “technology in real estate marketing” of any kind, with their mistaken overconfidence that any tech is better than less tech.  How wrong.  “It’s not what tech you have, but...
04/11/2010
10 Problems to Avoid When Buying a Foreclosure Rapid City and the Black Hills are blessed with a relatively very small proportion of foreclosure properties.  But when you find one, it is important to know what you are buying and the risks of problems developing.  This video by RIS Media explains...
04/07/2010
WOMEN’S HISTORY MONTH:  WHITE HOUSE COUNCIL ON WOMEN AND GIRLS TO HOST WOMEN IN FINANCES SYMPOSIUM This is a great idea.  Given the mess in our nation’s mortgage markets, we could sure use some more high caliber leadership in financial policy.  From my own experiences, women have provided some o...
04/05/2010
From the White House:  President Obama has announced the initiatives for HOMESTAR, a program that offers incentives for people to make their homes more energy-efficient.  According to Jetson Green, "The HOMESTAR program, first and foremost, has been designed to help three groups at the same time...
03/05/2010
www.BlackHillsMarketWatch.com The Black Hills Market Watch gives you daily, weekly and monthly comprehensive analyses of the current real estate market, the historical trends, and news that affects your real estate decisions.  The real estate market in the Black Hills area is ever changing. This...
03/01/2010
"Greenwashing" refers to the rampant and exagerated loose advertising claims about anything "green."  Oddly, in today's world of heightened legitimate interest in green homes, green living and green products, no Federal or industry group enforces rules against "greenwashing."  Caveat Emptor.  We...
12/08/2009
Transunion reports today that South Dakota has one of the lowest credit card delinquincy rates in the country.  Nevada was highest at near 2%, while South Dakota was second lowest at about 0.7%.This probably says something about how we manage debts and pay them off, in general.  Which probably a...
11/23/2009
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