The Mortgage Messenger

As parents, we have the benefit of our children in our lives. We get to watch them grow into responsible adults and move into their futures. When the time comes for them to buy a home, they will have a lot of questions and look for guidance during what will be the largest purchase of their life t...

The economic conditions we face require anyone interested in pursuing a mortgage loan or a refinance to be savvy when shopping around for loan options. The Mortgage Messenger is happy to offer rural property owners and buyers an incredible option that will save you money and offer competitive rat...

As the economy flags and unemployment rates continue to stay up, the hope of economic recovery in the US leans more and more on the small business owners around the country. Working long hours and trying to build businesses in a poor economy, these entrepreneurial members of society need every be...

The recent unemployment reports will keep the mortgage rates down. According the Federal Reserve, the job market is still flagging. Combine that with a still flagging housing market, and the result is the lowest mortgage rates in twenty-five years. The market is ripe for anyone looking to buy a h...

While honoring our veterans and active duty servicemen today, it's important to mention that those who have or currently serve our country are eligible for a simpler mortgage loan application. If you are a US veteran and you dream of a home for your family or are interested in refinancing your cu...

With Affordability at it's best in 25 years what are buyers  waiting for? So many are still sitting on the fence waiting for I don't know what. Rates are at their lowest making buying a  home very affordable.Home prices are down and inventory is high. I think it's fear and things will change when...

IS HELP ON IT'S WAY FOR HOMEOWNERS WHO ARE UNABLE TO REFINANCE BECAUSE OF PROPERTY VALUES? This situation of negetive home equity leaves a large number of HOMEOWNERS unable to REFINANCE. They are current on their mortgages and feel left out. The federal government is taking great efforts to help ...

ONE POSITIVE TO SHARE WITH POTENTIAL BUYERS is that affordable housing is at it's best in over 25 years. It is still the best time to buy. Remember that there are still down payment assistance programs for your buyers on the city and state levels for POTENTIAL BUYERS. If your client is a veteran ...

MORTGAGE RATES OFFERED AT RECORD LOWS. This has happened three times since August 31. Use LOW MORTGAGE RATES as one of your selling points. Also if you know someone who wants to refinance and hasn't done so let them know that RATES are at the LOWEST and refer your favorite loan officer. The best ...

FHA MORTGAGES AND FLIPPED PROPERTIES. What does HUD consider a FLIPPED property? I found out that HUD considers any change in title to be a FLIPPED property. I have a buyer who came to me with a contract where the seller was an LLC. He was a candidate for an FHA loan. The owners of the property h...