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Mortgage and Lending - Supreme Lending NMLS 2129 - NMLS#199107
Laura Borja is an experienced Mortgage Consultant covering the San Diego and south Riverside Counties. Loan Programs available include: FHA loans, VA loans, USDA home loans, First Time Home buyer programs as well as conforming and Jumbo conventional loans.
RECENT BLOG POSTS
There are now 663 newly listed HUD owned homes on the market as of today. HUD listed a total of 663 properties for sale throughout the country adding to their already healthy inventory.  Of those 663 new HUD owned home listings, 51 of the new listings are in California.  Here in San Diego County,...
01/25/2013
Are consumer protection changes really helping the consumer? Those of us that have been in the industry for a while (over 2 decades for me) have seem many changes come and go. Some of the regulations designed to protect the consumer have been good, but so many of them have either created addition...
01/15/2013
The 2013 FHA and VA loan limits have been announced.  While the loan limit for FHA loans will remain at $697,500 in San Diego County (announced in Mortgagee Letter 12-26), VA loan  limits have been decreased.   The FHA Loan limit in San Diego opens up the market for those who would normally not b...
01/07/2013
Home values seem to be making a comeback, or at the very least, holding steady in San Diego County. However, many homeowners find themselves unable to refinance and to take advantage of the low interest rates still available. So how can you reduce  your housing payment without refinancing? Here a...
10/19/2012
You have little to no equity in your home, or maybe actually owe more than your home is worth. Question: Can you refinance? Answer: Possibly OK, so that is not a very definitive answer as to whether or not you can refinance if you have no equity in your home. But keep in mind there are a meriad o...
10/19/2012
Existing home sales slowed- market downturn or low supply? According to the news release published by the National Association of Realtors, total existing home sales nationwide declined in September as compared to August. The decline was approximately 1.7% nationwide, 16.8% in San Diego County. H...
10/19/2012
August Statistics are out!   The total sales volume for this month rose 39.533% over last years sales number. Along with the jump in volume, the average sales price for listing gained a healthy 9.58%. Averaging out to $533,839 for this month.   Year to date over $8 Billion in sales have accumulat...
09/07/2012
The Veterans Administration announces higher temporary loan limits for Orange County CA for the remainder of 2012.   Under the recently signed Honoring America’s Veterans and Caring for Camp Lejeune Families Act of 2012, the Department of Veterans Affairs reverted to a previous method of calculat...
08/17/2012
The Veterans Administration announces higher temporary loan limit for San Diego County for the remainder of 2012.   Under the recently signed Honoring America’s Veterans and Caring for Camp Lejeune Families Act of 2012, the Department of Veterans Affairs reverted to a previous method of calculati...
08/17/2012
Memorial Day- do you remember what it is really all about? Spent a glorious Memorial day hacking up Torrey Pines South with my friend Carol Denis-sacks. Weather was perfect (about 1000 times better than my game) AND I paid less than a third than the two people in town from St Lous did for their g...
05/28/2012
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Laura Borja Mortgage Professional

Specializing in VA and FHA Loans
local_phone(858) 356-2673
smartphone(619) 992-4061
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Helping Families Realize Their Dream of Homeownership Since 1990. Laura Borja is an experienced Mortgage Consultant covering the San Diego and south Riverside Counties. Laura Borja is an experienced Mortgage Consultant covering the San Diego and south Riverside Counties. Loan Programs available include: FHA loans, VA loans, USDA home loans, First Time Home buyer programs as well as conforming and Jumbo conventional loans.

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