First-Time Home buyers purchases are declining. Why? One theory is that all cash offers are crowding first time home buyers out of the market. A recent report released by Realty Trac shows that all cash purchases were 42.1 percent of all residential sales in the US in December 2013. That is up fr
...
01/27/2014
How will Qualified Mortgage (QM) rules affect FHA or VA Loans?... by Laura Borja, San Diego Home Loans As many of you know, the anticipated and somewhat dreaded Qualified Mortgage Rules have now arrived . FHA and VA loans will not be affected by the new QM rules which dictate not just the maxim
...
01/24/2014
There was an uptrend again for Home Prices in San Diego 92130 for December 2013. SDAR published the Comparative Sales figures for Existing Homes in San Diego County for Dec 2013. There was an increase in the median Home price in the Carmel Valley area of San Diego (92130) in December 2013 for bot
...
01/13/2014