Mary's Blog

No I am not talking about walking around with blinders on while appraising. I am talking about appraising with NO numbers given to the appraiser ahead of time, no estimates of value, no loan amount, NOTHING!     Forever, Appraisers have been given numbers to HIT so to speak, when they were given ...

  Let's first define good shall we? Good does NOT mean make the number work so the loan will close! BEFORE you take out your next loan......do some checking into the BANK first, do they use appraisers whose fees have been cut in half? Do they use Appraisal Management Companies (they normally pay ...

HUD has stated that in addition to adopting HVCC language, that appraisers should be paid their normal market fees for FHA appraisal products. Well after my discussion with a well known. long standing Appraisal Management Company who most appraisers know as they have been around forever, here are...

Realtors you have more control than you realize in this business or maybe you already know this....   With all the complaints about appraisals killing deals and coming in low and in turn keeping the real estate market depressed, here is ONE single thing you can do to try to make an impact in your...

Is it okay? Can I toot my own horn please???  Airing tonight 10/21/09 on Their Evening Edition. Tune in  if you wish!     Marina at full pool! What a difference, beaches and sand bars could be seen from this location last year!   Last October I was interveiwed by The Weather Channel due to our se...

Since the inception of the HVCC in May, one thing has become clear, AMC's (Appraisal Management Companies and Banks are starting to require expertise, experience and closer proximity to the subject property  being appraised. Why? Because Realtors, Buyers, Sellers and Mortgage Brokers are demandin...

As an appraiser, I really get mad when a Loan Officer,  Realtor, Buyer or Seller calls and says, hey can you just run some numbers and see how much a home is worth cause I don't want to have to pay for an appraisal if the deal wont work!! In other words....I want YOU to work for: Well finding out...

As a fellow Chicagoan transplanted to Georgia I am bummed that the 2016 Olympics will not be hosted by Chicago. Would have been a good reason to go back home for vacation that summer. But hey Chi Town cannot compete with RIO when it comes to BEAUTY!!! Chicago was eliminated on the first round of ...

  Yes it is true, just yesterday, September 18th FHA sent out a Mortgagee Letter to all lenders that they are adopting HVCC in most of its current form. By now most of you know about HVCC, if not please check my previous blogs on the subject. Fannie Mae adopted HVCC (Home Valuation Code of Conduc...

Lake Lanier Blog Lake Lanier Sales Statistics for 2009 First Half...We have hit bottom! September 15th, 2009 1:24 PM Here are the long awaited Lake Lanier Sales Statistics for the first Half of 2009. These include only those homes that have individual boat docks or permits in place. They do not i...