Klaus 's Blog

Should I Refinance?? (edit/delete) Should I refinance? The most common reason for refinancing is to save money. Saving money through refinancing can be achieved in two ways: By obtaining a lower interest rate that causes one's monthly mortgage payment to be reduced. By reducing the term of the lo...

Stimulus Package: Lawmakers raise lending limits KY and Nationwide (edit/delete) Stimulus Package: Lawmakers raise lending limitsDo you qualify for a better rate? The Economic Stimulus Act of 2008 is a $168 billion plan intended to jumpstart the sliding U.S. economy. While a lot of media attentio...

The Multiple Listing Service MLS stands for Multiple Listing Service. Basically, the MLS is a big property warehouse - sort of like a "home depot." When property is available for sale, it goes in the warehouse. When it is sold, it gets taken out of the warehouse. Since real estate cannot actually...

Accessibility and the LockboxReminder!!  If you are selling your home, you should not be present when an agent brings a potential buyer to view the property. Successful marketing means that buyers need to be able to imagine the house as their future home. Nothing puts a damper on that more than h...

Thinking Ahead About "Buyer’s Remorse"  If you are thinking of buying your first home, you should take out a pen and paper right now and draw a line down the center of the paper. Calmly and logically, think of all possible advantages to buying a home and write them down on one side of the page. A...

Stimulus Package: Lawmakers raise lending limitsDo you qualify for a better rate?The Economic Stimulus Act of 2008 is a $168 billion plan intended to jumpstart the sliding U.S. economy. While a lot of media attention has been focused on the $600-$1,200 rebate checks that millions of taxpayers wil...

 A good credit score translates into lower interest rates for home-shopping borrowers. In a mortgage lender's eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually end up paying higher inte...

If you are looking for a WEEKEND WARRIOR!  I'm available for you around the clock.  My E-mail is attached at my hip, as is my phone.  I work from the office or Home.  Basically I'm a little crazy to work as much as I do, but I really enjoy helping clients and partners.  I can be reached at 502-24...

What mistakes are commonly made when buying a home? If you're like most people, purchasing a home is the biggest investment you'll ever make. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a h...

How Do I Prepare For Closing? Double-Check the MoneyPrior to the actual closing day, there are several things you should do to be certain that your real estate transaction will close on time, and that everything will go smoothly. A day or two before closing, you should review your final closing s...