KTHOMES Real Estate in Colorado

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Real Estate Broker/Owner - KTHOMES, LLC - 100002367
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Both the Foreclosure Process and the Short Sale have consequences for the homeowner, but the Short Sale has  much less of an impact on the homeowner's credit and ability to secure a loan in the future on a new home. For instance: Foreclosure                                                        ...
It appears that the moratorium that began before the holidays is still not lifted as listing agent's supply of REO properties is way down.  This actually appears to be affecting the supply and demand whereby the norm now is that potential buyers can expect to pay at the very least the listed pric...
Foreclosure is one resolution when a homeowner finds that they can no longer afford to make their monthly payments.  But there are other possible solutions. 1) Attempt a workout with the lender.  Call your lender and ask them if they can offer you a loan modification whereby your payments can be ...
Probably the most common causes of a homeowner finding themselves in a distressed situation with their home are: 1) Interest rates adjusting to a much higher rate and homeowner unable to make the increased monthly  payment 2) Job loss, business failure or reduction in income 3) Illness or death o...
Many homeowners and fellow real estate agents, are now becoming more knowledgeable about the differences between foreclosures and short sales.  This is a very good thing.  Basically the main difference is that a bank owned property is one in which the owner has gone through foreclosure and the ho...
I am very excited about my new certification as a CDPE!  I now have the ability and the know how to help people that are facing foreclosure on their homes with an even greater sense of integrity and knowledge that I possessed before.  Combine that with my high sense of caring and wanting to help ...
The planets are all in perfect alignment for the first time homebuyer.  And that doesn't mean someone who has never owned their own home before, but rather someone that has not owned their own home in the past 3 years.  If you fit that description, you can obtain the $8000 tax credit that is bein...
GENERAL WARRANTY DEED            Most commonly used in real estate transactions and the best warranty.  The seller a) guarantees that they hold clear title to their property and that they have the right to sell it to the buyer b) that their guarantee is not limited only to the time for which they...
"Karen is very personable and friendly.  She works in a very professional manner and we can honestly say that she always worked in our best interest.  She was flexible with working on the weekends which was more convenient for us and was always willing to show us a home more than once so we could...


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