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"I don't want to look back - I want to keep looking ahead.  I'd hate for my defining moment to be my past." - Scott Hamilton Olympic gold medalist in figure skating
"Even in the most impossible situations, stand tall, keep your head up, shoulders back, keep moving, running, looking up, demonstarting pride, dignity, and defiance." -Bill Walsh Hall of Fame football coach
Mortgage Rate Update FHA Loans Facilitate Home Ownership The Federal Housing Administration (FHA) program first began in 1934 in an effort to encourage home ownership despite the difficult economic times of the era. The program enables consumers who may not qualify for a standard loan to obtain ...
"Those who truly have the spirit of champions are never wholly happy with an easy win.  Half the satisfaction stems from knowing it was the time and effort you invested that led to your high achievement." -Nicole Haislett Olympic swimming champion
What Lenders Look for in Home Loan Applications   Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a r...
"If what you have done yesterday still looks big to you, you haven't done much today."   -Mike Krzyzewski Duke Univesity basketball coach
Mortgage Rate UpdateHigh Credit Score = Low Mortgage Rate Credit scoring was developed in the 1960s as a means to determine whether or not consumers were likely to repay their loans. The score ranges from 350 to 850 with a higher score being extremely favorable. Essentially, a high credit score ...
Choosing the Right Real Estate Agent Choosing the right person to represent you in negotiating your home purchase is a major decision. Whenever you see the designation of REALTOR® (with a registered trademark) you can rest assured that person is a member of the NATIONAL ASSOCIATION OF REALTORS® ...
  Shopping for the Right Mortgage Finding a mortgage that's right for you should be easy. But there are often many different programs to choose from, as well as a myriad of ways to structure the loan in terms of the amount, term, payment, rate, closing costs...the list of options may seem endles...
Mortgage Rate UpdateKnow Your Credit Score In the past, it wasn't out of the question to obtain a mortgage with a FICO score in the low 500 range. In fact, if you were willing to accept the payment, you could even do so with little money down.Today, however, if you have a low FICO score, you may...

Karl Peidl

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