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RECENT BLOG POSTS

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 Inflation and Interest Rates - What's Going On?   If you've seen the news lately, you know concerns about inflation are increasing. But what does it really mean to you?The fact is, inflation is a very serious issue, and it will likely be on the rise as 2009 proceeds...and along with it, home lo...
07/28/2009

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  Have you ever had your day end and wonder where it went? Have you ever been frustrated by how reactive you have been to "emergency" situations that significantly reduced your productivity?Many of us have experienced this to an excessive degree in our business practices. One of the greatest way...
07/27/2009

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The Elements of a Credit Score A credit score is an extremely important financial tool. It provides access to the financing you need in order to buy a car, a home, or pay for college tuition, among other things. Since higher scores equate to lower costs and vice versa, it's vital to understand t...
07/22/2009

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  Recent Federal legislation can impact your closing date. When completing your Purchase Agreement, even if you are prepared to move forward and close quickly, a more conservative timeframe of at least 30-45 days from the time of the contract acceptance would be a more realistic expectation at t...
07/21/2009

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Are You Withholding Enough for This Year's Taxes?The Answer May Surprise You! Based on the "Making Work Pay" tax credit, employers now use new withholding tables to lower the amount of tax that is withheld from eligible workers' paychecks. That means, you're probably receiving more money in each...
07/16/2009

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It's no secret that many facets of lending and real estate have changed as a result of the credit crisis. In addition to tightened lending practices that resulted from rising mortgage delinquencies, Washington has been heavily involved in altering the way lenders do business today. Two individua...
07/15/2009

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It's not just banks and lenders that rely on credit scores to help make important credit decisions. Landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to help determine their business and credit relationships with consu...
07/15/2009

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Before your next meeting with a prospective client or potential referral source, take a long look in the mirror and ask yourself, "If I was a prospect, would I want to do business with this person?"The image you create, and the way people perceive you, has a tremendous impact on your long-term s...
07/13/2009

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Take Stock of Your Stuff...While You Can Imagine the nightmare of having your home damaged or destroyed. Then, to make matters worse, imagine trying to recreate and remember all of the contents of your home for insurance and replacement purposes. Many thousands of Americans find themselves in th...
07/09/2009

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  When you refinance your existing mortgage, you are essentially paying off the existing mortgage debt and replacing it with a new loan. Many of the same costs are involved in refinancing a loan as are in first-time financing.To start with, the lender will need personal information to verify emp...
07/08/2009
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