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ARCHIVED BLOG POSTS

2009 

2 Comments
Finding a mortgage that's right for you should be easy. But there are often many different programs to choose from, as well as a myriad of ways to structure the loan in terms of the amount, term, payment, rate, closing costs...the list of options may seem endless.However, because there are so ma...
02/19/2009

6 Comments
FIRST-TIME HOMEBUYER TAX CREDIT  As Modified in the American Recovery and Reinvestment Act Major Modifications Underlined February 2009   FEATURE CREDIT AS CREATED JULY 2008 APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008 REVISED CREDIT - EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1...
02/18/2009

0 Comments
Pre-qualification is the first step in obtaining mortgage financing. A potential borrower answers a few questions to provide the loan consultant with a quick snapshot of the borrower's income, existing debt, accumulated savings and whether or not there is a co-borrower. Signature(s) allow the lo...
02/16/2009

4 Comments
A good credit score translates into lower interest rates for home-shopping borrowers. In a mortgage lender's eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually end up paying higher inte...
02/12/2009

12 Comments
    Don't Over-Promise and Under-Deliver You've heard this before - "WOWing" customers is paramount to long-term success in your vocation. One thing you must understand about the concept is that you cannot "WOW" someone if you promise too much and deliver too little. "WOWs" can only be created by...
02/11/2009

6 Comments
    If you are thinking about selling your home, it is wise to consider using a qualified real estate professional to assist you. The first reaction may be to call the Realtor who sold you the home to begin with, but this is not necessarily the best plan of action. Some real estate agents specia...
02/06/2009

0 Comments
Understanding What Causes Interest Rate Movement The Federal Reserve constantly evaluates the US economy and, when necessary, takes steps to address inflationary concerns and avoid economic recession or depression. The mass media, in turn, reacts by providing a wide range of opinions and interpr...
02/05/2009

10 Comments
02/04/2009

2 Comments
Effective February 15, 2009the interest rate for the Police & Firemen's Retirement System Mortgage Loan Program will be 3.75%.  This program is only available for First Time Home Buyers.   Currently there is approximately $64,000,000 in available funds. Funds dried up very quickly the last time t...
02/03/2009
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Karl Peidl

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