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RECENT BLOG POSTS
Shelter is one of the basic human needs. Under many world constitutions, shelter is given priority with many governments trying to ensure that all their citizens have at least a house of their own. Owning a house is an expensive process that most people are not able to undertake it without financ...
01/09/2012
What not to do when applying for a loan: lie on your application package. They're super strict about this nowadays, and no banker's going to have any qualms alerting the Feds to your shenanigans. You may have been able to get by with a few "casual errors" or a few exaggerations in the past, but t...
11/01/2011
When it comes to what to expect when applying for a loan these days, things have definitely changed for the better, in the sense that we're not going to get into the long term debacles that all the subprime products that were issued in recent years had gotten a lot of banks into. But there are so...
11/01/2011
The issue comes up over and over again, in this state, and that issue is: Mortgage broker vs mortgage lender, which to go with, and who best to work with given a certain circumstance. Usually, most folks, especially people that cover this sort of thing in the financial news media on the web, will...
11/01/2011
Purchasing a home is a big decision and involves to ensuring you have made a smart purchase. Prepare a list, considering each of these home buying tips.   Decide the reason for your location choice. Perhaps you want to be closer to your family or your job, the park or the suburbs. Businessmen and...
10/13/2011
If anyone buys the stock certificate of a company, they normally expect the value of each stock to rise and at times to get improved dividends at the end of a financial year. For the case of bonds, one looks for elevated income from the interest rate payable per bond. When it comes to real estate...
10/13/2011
A loan is basically one of the financial tools used as a source of capital for starting up a business, injecting into the core capital of a running business or for buying something either for personal use or business use. Loans can be broadly classified as personal or business loans. Home loans f...
10/13/2011
The recent downturn in the real estate market combined with a sluggish economy and high unemployment might cause a potential home buyer to shy away from taking the leap to home ownership. Nightly newscasts are ripe with horror stories about the difficulty of obtaining credit, and it is accurate t...
10/13/2011
There are many out there who are coming close to losing their homes to foreclosure. A good deal of them may be thinking about the option to refinance mortgage. However, a great deal of people get confused about the process by which this would be done.   Just as with the original mortgage of the p...
10/13/2011
There are times in which it is the best option for a homeowner to refinance mortgage loans. However, it is prudent for an individual to have a clear understanding of the whole process. He or she has to have clear understanding of the financial objectives and keep the objectives in order to take l...
10/13/2011
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