Ki's Austin Real Estate Blog

There are certain instances where it would be an advantage for you to refinance your home. Even in the midst of a down economy, homeowners are finding lower interest rates and opportunities to incorporate balances on high-interest unsecured debt to a lower interest rate home loan. Some homeowners...

Three programs are available to assist homebuyers to purchase a home that the federal government considers rural property. Rural Housing Loans, Rural Housing: Farm Labor Housing Loans and Grants and Rural Housing: Housing Repair Loans and Grants all enable eligible loan applicants to purchase or ...

For those who are desperate to keep their homes, a strong message of hope is tempting in trying times. Companies that tout ads of guarantees to stop foreclosure on your home, when you are just about to lose it, makes you want to pick up the phone and call them for help. Many that spout exaggerate...

Mortgage rates moved up drastically during the month of December with 30 year rates rising from 4.81 to 5.14. During the first two weeks of January we have seen mortgage rates pull back slightly falling from 5.14 to 5.09 the first week and 5.09 to 5.06 the second week. We also saw the 15 year rat...

Who isn't interested in the luxury homes of the rich and famous? They have such a flair for the fantastic. No doubt, you'll discover innovations that you never would have thought to build into your own home. From Hollywood actors to people in politics, you'll find the famous do their due diligenc...

If you are falling behind on your mortgage payment, your first act needs to be to contact your lender. Talk to them about your circumstances and find out what options are available to you. Oftentimes, lenders won't reveal what programs they have available, until they receive what they call a work...

It's not just the cold weather across the country that is causing many Americans to hunker down and save instead of spend. No matter what the analysts and the Fed says, unemployment is still at ten percent and the country still feels like it's in recession, forget the technicalities. The New Year...

So over the last few weeks we have seen a rapid rise in mortgage rates. In the month of December we saw the 30 year rate rise from 4.71 to 5.14. So while the general trend has been rising mortgage rates this week for the first time in four weeks we saw mortgage rates move down a little. The 30 ye...

Single-family construction is expected to be at the top of the list of new construction recovery by 2010. Economists from Freddie Mac, IHS Global Insight and National Association of Home Builders all agree that new home construction will begin to recover by the third quarter of this year and incr...

Some people just have a preference based on experience and others need to research as to whether they want to use a broker or lender. There are some distinct differences between the two, and it is always good to be informed before you buy. Before subprime lending bit the dust, it used to be a gre...