Ki's Austin Real Estate Blog

Depending upon several factors, some of which include geographic location, credit scores, current interest rates and current income, different loans work best for different home buyers. A good example of this is West Coast borrowers who opted for different versions of an adjustable rate mortgage ...

Whether you're living in a large metropolitan city or in Podunk, USA, you'll need security in your home to protect your loved ones and personal possessions. You may not know this as a homeowner, but, just like in treating your health, prevention is the best medicine. The best way to not become vi...

For the last few weeks the buzz in the real estate industry has been that rates are rising and that rates are going to go up even more. So it was somewhat of a surprise to see rates plummet this week. The 30 year rate dropped from 5.21 to 5.07 this week. 5.07 marks the lowest point in March. The ...

A recent Associated Press survey on the economy by economists didn't paint a pretty picture. Home values are stagnant, consumers are still cutting back and not enough jobs are being created. While all of this is true in Texas, too, the Lone Star state still seems to be weathering the economic "re...

Real estate agents are great sources of information and assistance in the housing industry. Their purpose is to serve the real estate market with integrity. Under contract they have fiduciary responsibilities to their clients. Before enlisting the assistance of a real estate agent, there are 10 t...

New to Austin? It's a lucky person who gets to discover the Texas capitol for the first time. Along with visiting the actual Capital building and grounds, here are some suggestions on five things to do for a new resident of Austin: Eat Barbeque It seems like a person can hardly walk ten steps in ...

No one enjoys considering end-of-life situations like how long to stay on life support, but drafting a living will stating your wishes in this situation is a very good idea. A living will is also known as an advanced healthcare directive, and should not be confused with a last will and testament....

Mortgage rates rose substantially this week. Ever since the government stopped buying mortgage backed securities the writing had been on the wall that mortgage rates were going to increase. And the general expectation is that over the next month rates are going to continue to rise. The 30 year ra...

Hope for Homeowners program was enacted to assist homeowners either in default or at risk of foreclosure. It began in October of 2008 and will end on September 30, 2011. Those eligible for the program will be provided a new 30-year, fixed-rate FHA-insured mortgage. For homeowners finding it hard ...

It's the joke around Austin that no one is actually born and raised here; it's just a great place to end up. But when it comes to the restaurant business, there are some unmistakable Austin originals. Here is a sampling of just a few of the restaurants that keep Austin weird and well fed. Hut's H...