Kevin Kirk's (kevincomstock) Blog

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Mortgage and Lending - Comstock Mortgage

ARCHIVED BLOG POSTS

2010 

Dealing with a direct lender will save you thousands.  A mortgage broker adds sometimes as much as 2 or 3 points to a deal. The other advantage of dealing with a direct lender is the control of the deal. If you would like to compare your current quote give me a call today. Kevin Kirk 916-367-7128...
01/28/2010
Rates are still holding strong in the 5% range. Rates change on a day to day basis. Call today and compare the savings of dealing with a direct lender. Home prices are reaching possibly their low's. Do not miss out. One simple call could save you thousands Kevin Kirk Direct lender 916-367-7128 Co...
01/28/2010
While some mortgage programs require a period of time in your bank account, FHA does not as long as the down payment is a gift. Not only can your down payment be a gift but it does not have to spend 90 days in your account in order for the bank to take it.    There are many mortgage loan products...
01/27/2010
While many programs allow for little money down FHA is bye far one of the best programs especially for first time home buyers. The program only requires  3.5% of the loan. This combined with the ability to get a seller to pay closing cost, and the option to purchase is hard to pass up.   As a dir...
01/27/2010
Hello. My name is Kevin Kirk. If you are in the market for an FHA loan may I suggest using a direct lender.  In todays real estate world having control of a deal from start to finish is crucial. On top of that the lack of added broker points could save you thousands.    For more information on FH...
01/26/2010
It is not just about credit when it comes to getting the best rate rate. Things like your debt to income will also have affect.  Keeping a debt to income ration in the 30-40 percent is ideal. This shows financial stability.  To talk about a few simple things that can be done to increase your cred...
01/25/2010
FHA direct lender for the state of California looking to network with Ca. realtors. My main focus is FHA lending with a special desire to work with first time homebuyers. Kevin Kirk Comstock Mortgage 916-367-7128 Principals and realtors only at this time.
01/25/2010
When getting a mortgage loan one of the first things a bank wants to know is can this person afford this home. Getting a solid debt to income ratio is going to be key to getting that loan approved and funded. While there are some rules that allow for higher debt to income like excellent credit an...
01/21/2010
When going through the loan process you should avoid opening any new credit cards. Doing this could affect your credit score and add a red flag to your loan. The same goes for closing them.  Maintaining a low balance on them is the best way to generate positive credit history.  It is the little t...
01/20/2010
Saving money is something that is always welcomed. When dealing with a direct lender you eliminate the added broker points. These extra points can add thousands to your loan.  If you are in the market for an FHA loan or would like to see what the difference would be on your estimate without the a...
01/20/2010
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Kevin Kirk

Direct Lender
local_phone(916) 367-7128
smartphone(916) 812-1214
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