Kevin Fase's Blog

Real Estate Agent - Keller Williams Grand Rapids North
Short Sales Picking Up Steam by The KCM Crew on October 3, 2011 in Foreclosures, Short Sales The Office of the Comptroller of the Currency released their Second Quarter 2011 Mortgage Metrics Report last week. In the report, they covered the success the banking industry is having in each of sever...
The Office of Federal Housing Enterprise Oversight (OFHEO) released the temporary maximum conforming loan amounts which will be effective through the end of 2008. This change is part of The Economic Stimulus Act of 2008. This now permits Fannie Mae and Freddie Mac to increase their maximum confor...
What will you do with your refund?The 2008 Economic Stimulus Plan has got many people talking a lot lately. The $168 Billion package is supposed to kick start our economy by handing out tax rebates which should arrive in our mailbox as early as this spring. So the BIG question is: what will you d...
The stage has been set to raise the conforming loan limit with HR 5140. It's part of the economic Stimulus ACT of 2008 which passed by The House, then The Senate and is now on it's way to The President. So what is it about?  Well, most of us will be glad to know we will be getting a tax rebate be...
America's number one crime, Identity Theft! Would you believe in the time it takes you to count to ten, five new people will fall victims to this crime? It's amazing!  And according to the U.S. Department of Justice, identity theft is now passing drug trafficking as the number one crime in the Un...
Monthly Principal and Interest Rate ChartIf you're looking to buy a home or refinance the one you already own, this chart will help you determine a fully amortized principal and interest payment. My hope is this table will help you stay within your price range or payment goal. This chart only cal...
Everyone shopping for a mortgage loan wants to obtain the lowest rate possible, that's obvious.  However, I do not believe everyone knows where to shop for the lowest rate.  The actual rate a home owner ends up with will ultimately depend on the financial markets and the ability of the loan offic...
HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!First:  make sure you are working with an experienced, professional mortgage advisor.  The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooti...
So the Federal Reserve cut rates last week by .500%. Many of my customers have been calling expecting a lower  interest rate. And even more of them who have been waiting to refinance out of their ARM are now puzzled as to why mortgage rates have not moved lower during the recent cut. Mortgage rat...

Kevin Fase

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