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RECENT BLOG POSTS
(photo from http://www.dogspunk.com/)Talk on the town is that millions of people have an initial period fixed rate ARM on which the fixed rate period is about to end. Lenders are gearing up with direct mail campaigns to flood junk mail into your mail box with the purpose of cajoling you, scaring ...
09/19/2006
In a press release issued September 13, 2006 American Express announced a pilot program wherein they will allow card members to use their American Express® Card for down-payment. The scope of this pilot program is in conjunction with The Moinian Group which is a large builder/developer of luxury ...
09/18/2006
Yes....you read the title correctly. Apparently Freddie Mac is using the Spanish TeleNovela to teach Hispanics about credit, homeownership and other financial principles. For the uninitiated, a TeleNovela is sort of like a soap opera except that the main theme often reaches a conclusion by show's...
09/18/2006
I'm certainly not saying that title insurance is unnecessary in our industry. However, I'd like to see their payout to premium multiples a LOT lower. Right now title insurance pays out 5% of premiums? That number should be closer to 35% at the low end. Let me give you an example using car insuran...
09/15/2006
Donna Harris, active rain member and blogger extraordinaire, posted about this tragedy back in July (read here) and there was an update in the case today. The suspect in custoday may have been focusing on Realtors as his target of choice. Dallas CBS affiliate and reporter Robert Riggs posted this...
09/07/2006
An article on the Pay Option Arm appeared on-line today at BusinessWeek Online and it sheds some light on this loan program. Pay Option Arms came into vogue in 2003 and 2004 when fixed interest rates started to increase but these loans were still offering low introductory or initial fixed rates. ...
09/05/2006
Mortgage "SPAM" is the junk e-mail marketing approach of my industry, the mortgage lending business. As owner of AMC-TradeMark Financial it pains me to see the direction our competitors are taking with their marketing. The effect is an overall diminishing respect for mortgage professionals in add...
09/05/2006
I visited with Ben Capelle who is a real estate attorney in Dallas, TX. Among other clients, Ben represents several Home Owner's Assocations so his knowledge in this area is very extensive. Many people in north Texas purchase homes that are subject to mandatory HOA guidelines, membership and rest...
09/05/2006
There is an on-line community based out of Dallas, TX that supports the investment in real estate efforts in our area. The website is http://www.aireo.com/ but most of the worthwhile content is on the bulletin board. It is a great community to be involved in if you do business in Dallas, Texas. T...
08/31/2006
To Escrow or NOT to Escrow....That is the QuestionFirst, let's define an escrow account. On a mortgage loan, an escrow account is basically a savings account that you pay money into each month so that the mortgage lender can pay your homeowner's insurance and real estate property taxes when due. ...
08/30/2006
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KenStampe

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