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RECENT BLOG POSTS
If you fall behind on your home loan, you will quickly learn that your options are limited. The more behind you get, the less options you have. Here are 4 suggestions to dealing with a potential foreclosure.1) Get help NOW, not tomorrow, not next Tuesday, not after the lender calls me back....NOW...
12/20/2006
There's no doubt that Realtors love a cash buyer. Does that sentiment hold true when the buyer is acquiring the Realtor's employer? According to an article located on Realogy's website at http://www.realogy.com/ the company has agreed to be acquired by Apollo Management in a $9 billion cash deal....
12/19/2006
Credit scores, primarily FICO scores are the predominant method of making a CREDIT decision on a mortgage loan applicant. Some loan programs rely specifically on the credit score, such as:Alt-A or Expanded Criteria Loans: These are loans for people who can't verify income or employment80/20 loans...
12/19/2006
If only I could introduce you all to Okoro & Josephine who are clients of mine. What a terrific couple! Today was the first time we have met face-to-face and our meeting took place at Okoro's job at Parkland Hospital. Parkland is located in downtown Dallas and is the largest, busiest hospital in ...
12/18/2006
J.D. Power and Associates released their results of a study of mortgage lenders and customer satisfaction. The 2006 Primary Mortgage Origination Study is based on responses from 4,115 consumers who originated a new mortgage in the previous nine months. The study was fielded between October and No...
12/14/2006
According to a press release issued by the Cape Coral Police Department today, December 15th, 2006, officer Alex Gonzalo was arrested by the FBI on charges of mortgage fraud. The FBI arrested Officer Gonzalo on suspicion of his involvement in a fraud scheme involving federally guaranteed home loa...
12/14/2006
I was inspired to write this blog after reading Scott Gormley's "Going Beyond 'The Rate...'" post from earlier today. Scott's point is that there is much more to selecting a lender than determining the interest rate that lender has to offer. And I agree...up to a point. The problem is that there'...
12/14/2006
First and foremost, keep in mind that Texas is a foreign country. We only joined the union like 6 years ago so we still do things a mite different down here. My point is that there's no need to shoot holes in this proposal because it doesn't fit Arizona. ok?First, some background. Every other sta...
12/11/2006
In November 06, the Associated Press published an article with the headline "FTC Hits Telemarketers With $500k Fines" about mortgage company telemarketing. Apparently two Maryland-based companies were fined up to $500,000 to settle charges by the FTC that they called people on the Federal Do-not-...
12/10/2006
During the "FHA Brings the Holidays Home" sales event, homebuyers who purchase a HUD-owned home and finance the purchase with an FHA-insured loan will be entitled to valuable sales incentives including: $2,500 Holiday Home Improvement Allowance $500 Selling Broker Bonus Minimum Required Downpayme...
12/10/2006
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KenStampe

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