RECENT BLOG POSTS
A HOME designed to meet the individual needs of the family is a wonderful experience, but before the buyers actually get their dream home, they will run head long into dozens of homeownership details. The purchase of a home may prove to be the largest single financial investment many people may m...
04/01/2013
Asbestos is the name given to a numberof naturally occurring fibrous silicate minerals that have been mined for their useful properties such as thermal insulation, chemical and thermal stability, and high tensile strength. Asbestos has been used in many products found in the home that provide ins...
04/01/2013
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CLTAOwnersPolicy 1. Title to the estate or interest described in ScheduleAbeing vested other than stated therein. 2. Anydefect in or lien or encumbrance on the title. 3. Unmarketability of the title. 4. Lack of a right of access to and from the land. ALTAReside...
03/30/2013
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In California, most realestate transactions are closed with a title insurance policy.Many home buyers just assume that when they purchase a piece of property, possession of the deed to the property is all they need to prove ownership. This is not true. Hidden hazards may attach to real estate...
03/30/2013
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WHATIS COVERED: TheALTAOwner’sPolicy provides all of the coverages afforded under the CLTA Standard Coverage Policy plus: A. Matters whicha survey would disclose. B. Easements not disclosed by the public records. C. Encroachments, discrepancies o...
03/30/2013
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When you meet the IRS's definition of a qualifying move, the following items are tax deductible: tAX DEDUCTIBLE MOVING EXPENSES: * The cost of trips to the area of a new job to look for a home.Your home shopping expedition does not have to be successful forthe cost to be deductible. ...
03/30/2013
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BeforeYou Leave: Address Change - Post Office: Give Forwarding Address - Charge Accounts, Credit Cards - Subscriptions:Notice requires several weeks - Friends and Relatives Bank - Transferfunds,arrange check-cashing in new city - Arrange credit references Insurance - Notify company of new l...
03/30/2013
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* Adjustable Rate Mortgage (ARM): A mortgage with an interest rate that changes over time in line with movements in the index. ARM s are also referred to as AMLs (adjustable mortgage loans) or VRMs( variable rate mortgages). * Adjustment Period:The length oftime between interest rate changes ...
03/30/2013
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• A major factor in finding your "special home" that suits your personal lifestyle, meets your needs and wants, yet stays within your budget. • Able to access and analyze the multiple listing service system, locating properties for sale in your specified area of interest. • Knowledgeable ...
03/29/2013
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Most people don't venture out into the Real Estate market with out the support of an agent who finds new listings, shows homes that are on tour and offers real estate advice. The few who decidet o look for a house on their own put themselves at a real disadvantage; they may not know the market in...
03/29/2013