Optima Properties' Blog

 After Hurricane Irma, much of Florida lost power. And during Hurricane Maria, all of Puerto Rico is in the dark.The one-two punch of storms reminded Floridians of the importance of owning a generator. If you’re shopping for a power source, here are factors to consider:How much do you want to spe...

When reclining on South Florida's sandy beaches there’s no need to feel that tug of guilt about your best friend back home.   Your dog could be right here with you, frolicking in the blue-green waters of the Atlantic, or fetching a ball or Frisbee on one of South Florida’s dog-friendly beaches.Re...

 A new home is one of the biggest purchases homeowners will make in their lifetimes. Regrettably, sometimes costly mistakes are made by various parties of the transaction - builders, remodeling contractors, or even the new homeowners, themselves. Storing Household Goods on Garage and Attic Trusse...

     You've found the perfect new home for your family, but your current house hasn't sold yet. You can't afford to carry two mortgages, or maybe you were counting on money from your sale to help with the down payment and closing costs.  Before you let that dream home slip away, consider these st...

 Flipping is when real estate investors buy real estate and then resells them at a profit months down the road. Can you make money doing this? Yes.Can you make a lot of money doing this? Yes.But you can also lose everything you own if you make a bad decision….Absolutely!  A renovation can be an o...

  Florida, Georgia and North Carolina residents affected by Hurricane Matthew will begin surveying damages to their property and belongings.Florida Chief Financial Officer Jeff Atwater and Insurance Commissioner David Altmaier put together the following tips to help Floridians begin the process o...

   As Hurricane Matthew churns through the Atlantic with a possible landfall in Florida, the Property Casualty Insurers Association of America (PCI) urged property owners to take some basic precautions to protect themselves and their belongings."With the potential for Hurricane Matthew to hit som...

  There are many things that should be considered when buying a home. Since most home buyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. While no one can guarantee that your home will grow in value, there are steps you can ...

 When buying a home, most people focus on how much the home costs and what interest rate they can get on the loan. While understanding the lending process is very important, the other fees that home buyers overlook when it comes to their home purchase.There are some fees that will require up-fron...

 What to do before closing:     You can still be denied for a mortgage loan, even after you've been pre-approved by the lender. The pre-approval is not a commitment or guarantee. You've been conditionally qualified for loan. But you need to stay qualified all the way up to the closing. The less y...