RECENT BLOG POSTS
 What to do before closing:     You can still be denied for a mortgage loan, even after you've been pre-approved by the lender. The pre-approval is not a commitment or guarantee. You've been conditionally qualified for loan. But you need to stay qualified all the way up to the closing. The less y...
07/26/2016
Florida's housing market is experiencing tight supply and pent-up demand.  That is affecting the pace of sales and putting pressure on statewide median prices. Florida's economic growth, rising jobs outlook and acclaimed quality of life continue to draw new residents eager to call the Sunshine St...
07/26/2016
This chart is a representation of the standard real estate closings.  Different rules may apply by State or county within a State.  Visit Optima Properties Blog for full chart.  
07/18/2016
 When you buy a fixer-upper residence for either personal or investment reasons, you need to have a thorough understanding of all of the potential related additional costs to determine if it is a worthwhile investment.The following analysis in introspection will assist you in determining much you...
05/02/2016
  Buying a home is a major lifestyle and investment decision. Homebuyers have a lot of questions throughout every step of the process and I have found that many of the questions are common to many. Here are some answers to the most common questions I get asked. Q: What home can I afford?That depe...
02/23/2016
  Sunshine, beaches and a laid-back lifestyle have made Florida one of the top destinations for retirees looking to live out their golden years in peace and comfort. Now a new study from WalletHub.com has named the Sunshine State the best place in the U.S. to retire based on its affordability, qu...
01/28/2016
    Protecting your home investment:A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowners insurance protects against loss from fire, theft or ...
01/06/2016
   It's not too early to file for a property tax exemption for next year;  filing nowwill allow Florida  property owners to beat the rush that normally occurs early in the yearas people try to beat the March 1 deadline.Any Florida property owner with legal title to a home and who uses it as his o...
01/05/2016
  Forecasts for the 2016 housing market are starting to trickle in; analysts are predicting that next year's market will be a picture of "moderate, but solid growth." Several real estate pundits are predicting about a 3% year over year growth in housing prices with price increases being dampened ...
01/01/2016
 The Federal Reserve is raising interest rates after seven years of record lows. But it's signaling that further rate hikes will likely be made slowly as the economy strengthens further and muted inflation rises.The Fed's move to lift its key rate by a quarter-point to a range of 0.25 percent to ...
12/31/2015
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Kim N. Bregman

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