RECENT BLOG POSTS
  Forecasts for the 2016 housing market are starting to trickle in; analysts are predicting that next year's market will be a picture of "moderate, but solid growth." Several real estate pundits are predicting about a 3% year over year growth in housing prices with price increases being dampened ...
01/01/2016
 The Federal Reserve is raising interest rates after seven years of record lows. But it's signaling that further rate hikes will likely be made slowly as the economy strengthens further and muted inflation rises.The Fed's move to lift its key rate by a quarter-point to a range of 0.25 percent to ...
12/31/2015
 When the disclosure laws, implemented in 2003, changed in 2008 to do away with the “transaction broker” disclosure, the real estate industry must have been celebrating.  It was hard for real estate licensees to tell buyers and sellers that they weren’t being represented.  After July 1, 2008 they...
12/18/2015
     You searched for homes over the course of months or even years. You endured a series of offers and counter offers, property disclosures, inspections and reports. Finally, after so much excitement, stress and anxiety, the house hunt has come to an end.   But the story isn’t over yet. Here are...
12/17/2015
  You searched for homes over the course of months or even years. You endured a series of offers and counter offers, property disclosures, inspections, loan applications, due diligence, and packing. Finally, after so much excitement, stress and anxiety, the house hunt has come to an end. But the ...
10/20/2015
  In addition to a down payment, you will also have to have sufficient cash on hand to pay for closing costs.  The person purchasing the home pays usually closing costs, but with some mortgages (VA for example) the seller can pay closing costs. A little-known fact is that a big part of costs and ...
09/27/2015
  .So, you’re moving to a new home. Congratulations! Whether you’re traveling across town or across the country, here are some tips for making moving day as easy and stress-free as possible for the entire family, including your beloved pets. To read the full article visit, Optima Properties' Blog
09/05/2015
 On November 13, 2013, the Consumer Financial Protection Bureau issued a rule regarding changes to current early disclosure and closing documentation used on mortgage loan transactions.  Anyone in the real estate or mortgage industry should understand that new regulations called TRID (TILA/RESPA ...
08/29/2015
This year is already shaping up to be the year of the boomerang buyer, or the repeat homebuyer.   As it is now seven years since the housing crash, there are many buyers who experienced a financial hardship in the recent past who are getting back into the market to purchase a home again in 2015.T...
08/29/2015
For most people, buying a home is the largest and most significant purchase they’ll ever make. Hiring a real estate attorney early in the process will protect you against the unexpected, and ensure a smooth and low-stress closing. Every state and sometimes regions within states have differing req...
08/29/2015
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Kim N.Bregman

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