RECENT BLOG POSTS
If you thought you were barred from buying a new house after a foreclosure or a short sale, the rules have changed.  FHA has taken a big step toward acknowledging that the economy forced many responsible homeowners into default or bankruptcy.  Boomerang buyers are able to buy again a little soon...
12/22/2014
One of the first questions I get when reviewing an Offer to Purchase or Real Estate contract with a Buyer is “ What is Title Insurance” and “Why do I need it?”   These are great questions and ones every savvy (or even bewildered) homebuyer should be asking. Title insurance is normally purchased a...
12/22/2014
The home mortgage industry can be confusing. Rates, points, caps—there’s a lot to take in. Take some time to educate yourself about the process—and be aware of the big missteps homebuyers often make. Thinking Too Big Banks qualify their customers on their “debt-to-income ratios.” Simply, that’s t...
12/22/2014
Because the builder's agent's job is to convince you to buy only their homes at the highest price. Your Buyer Agent's job is to even the odds and negotiate for the lowest price and best terms for YOU!   It is foolish for a homebuyer to enter into a new construction contract without an Exclusive B...
12/22/2014
Foreign Nationals are allowed to own real estate in the US. In fact, there are very few differences between a foreign and US buyer when purchasing real estate.  It is important that the Foreign Buyer understands the buying process and knows some basic information about general US real estate prac...
12/22/2014
Exclusive Buyer's Agents give buyers their undivided loyalty.  Most real estate agents and buyer's agents work in traditional brokerages that take listings.  Because of that, they have an inventory that they must sell. In addition, if that brokerage brings both the buyer and the seller into the t...
12/22/2014
If you're a first-time homebuyer, you may feel overwhelmed by all the terminology you hear during the process. Here are some of the terms you are likely to hear.   Listings: Real estate agents frequently refer to homes for sale as "listings." A "listing" on a website shows information about the h...
12/22/2014
Chances are, when you think about investing in real estate the first thing that comes to mind is your home. For many people, their home is the single largest investment they will ever make. But have you ever stopped to consider that once you purchase a home it becomes part of your overall portfo...
12/22/2014
Even though fall is in full swing here in Western North Carolina, it is not too early to start to think ahead to the Christmas Holidays and plan your visit to the area. Here are our top 6 things to do in Asheville, NC this winter. 1. For those of you who love to be outdoors, one of the best thing...
12/22/2014
Low interest rates, as we all know, are making history. Last week, according to an article found on CNNMoney, “rates on both the 30-year and 15-year fixed loans fell to new records, at 3.89 percent and 3.16 percent, respectively, according to Freddie Mac.” The question, though, is how long will p...
01/31/2012
Rainmaker
64,314

Kim N. Bregman

Exclusive Buyer Agent in South Florida
smartphone561-251-7170
business561-892-0937
Contact The Author