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While the tumultuous real estate market has many people hunkered down hoping it will all blow over, proactive homeowners are looking beyond the uncertainty.They're weighing a decision about whether to refinance their mortgage or trade up to a house they couldn't afford three years ago.Making a mo...
The U.S. Department of Housing and Urban Development (HUD) has updated and re-released"Shopping for Your Home Loan: HUD's Settlement Cost Booklet." A large share of content in the 49-page publication, which helps consumers comparison-shop mortgages,addresses the standardized Good Faith Estimate(G...
The 5 following questions may help you decide if now is the time to go ahead and purchase a home or refinance your current home. Q: Why are rates so low?A: Since early January, the Federal Reserve has been purchasing mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae ...
Today's definitive online resource, Wikipedia, lists the definition of an Exclusive Buyer Agent (EBA) as one who works solely for the buyer, avoiding the conflicts of interest inherent in the traditional seller-oriented purchase transaction. Representing only buyers of real estate, EBA firms neve...
To Upgrade, or not to Upgrade?   Introducing Windows 7Windows 7 is Microsoft's newest operating system.  It's the first new release since Vista in 2006. If you are not satisfied with Vista you may want to consider upgrading to Windows 7.  I am  not advocating one operating system over the other;...

Kim N.Bregman

Exclusive Buyer Agent in South Florida
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