Hawaii and Oahu Real Estate & News

What Do You Mean You’re Not Negotiating for Me? With newly clarified rules, some larger brokerages may find their buyers in dual agency situations more often than not.  What’s dual agency, you ask?  Remember that paper you signed or the discussion we had about agency when we first started working...

#5 Not understanding more than P&I of a mortgage so you buy too much house. In number four you can kill the deal, but there are several ways while buying a house, you can kill your credit.  Maybe not right away, but soon enough.  Those little mortgage calculaters on all those sites calculate what...

#4.  Messing with your credit, killing the deal. You've gone to all the trouble to get a good mortgage quote and get preapproved, you've found the house and had your offer accepted, and you are in escrow.  Your mortgage officer and Realtor told you not to spend anything on anything until the deal...

#3 Not getting a local loan approval. You should shop for your mortgage of course.  But one of your estimates should be a local loan officer's pre-approval.  Yes, it's a pain to get all those docs together, but you are going to need to do it anyway.  And why local?  Hawaii has very unique land la...

#2  Not getting your own agent and committing to them. Preferably one that primarily represents buyers  or has been accredited as a Buyer's Agent. There are two or three subtopics here.  First is the buyer who thinks they'll save money by just walking into the listing they are interested in and t...

#1.  Picking the home/area/whatever before you get pre-qualified.  Actually, to be safe you want to get pre-approved.  Don't you just love watching those real estate shows on TV?  Well, me too, especially the international ones!  The firsttime buyer show doesn't quite match the way we do things i...