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Did You Know, VA Loans Are Assumable? — Here's What That Means for Buyers and SellersIf you're a veteran or active-duty service member, you’re probably familiar with the many benefits of a VA home loan—no down payment, no mortgage insurance, competitive interest rates, and flexible credit guideli...

Hey Realtors — if you’re not actively working with VA buyers, you’re leaving opportunity on the table. And if you are working with veterans, I’ve got a game-changing resource to share with you.I recently purchased an amazing app, VA Loan Educator, that includes 50+ powerful videos designed to edu...

If you're an active-duty service member, veteran, or eligible surviving spouse, you’ve earned one of the most powerful tools in home financing—the VA loan. This incredible benefit helps make homeownership more accessible and affordable, and honestly, more people should be talking about it!Whether...

Besides a Reverse Mortgage, there are other choices for seniors to consider, but they often fall short.If you’re a homeowner in or near retirement, chances are you’ve come across a few loud opinions about Reverse Mortgages—especially from media outlets and financial pundits who, frankly, often mi...

When you're shopping for a mortgage, the options can get confusing fast. Should you go with your local bank? A big-name mortgage lender you saw on TV? Or an independent mortgage broker?Let’s break it down in plain English—and I’ll tell you why working with a broker (especially an independent one)...

If you’re closing on a home loan, one of the most important documents you’ll see is the Closing Disclosure (CD). It’s a five-page snapshot of your final loan terms, and it’s your last chance to catch any surprises before you sign on the dotted line. So let’s break down what to look for — and why ...

For homebuyers using a VA loan, the Tidewater Initiative can be a crucial part of the appraisal process—especially in today’s fast-moving, competitive real estate market. If the appraiser anticipates a lower value than the agreed-upon sale price, this process gives the parties a chance to provide...

It's crazy to think we are already almost halfway through May. I'd be remiss if I didn't give a shoutout for Military Appreciation Month. Each May, our nation observes Military Appreciation Month, a time dedicated to honoring and recognizing the sacrifice, service, and dedication of the members o...

It’s the question on nearly every prospective buyer’s mind in 2025: Should I buy now, or wait for rates to drop and prices to stabilize? While it’s natural to want to time the market, real estate is rarely that simple—and waiting could cost you more than you think.Let’s start with interest rates....

Retirement is no longer an abstract concern—it’s a time to ensure financial security, maintain independence, and create a legacy. Below are some of the most pressing questions seniors have, along with strategic solutions to address them.1. How Do I Best Provide Inheritance While Alive?Many retire...