Joyce's Blog

A home loan is more than just a loan...Stashing Away for Your MortgageThe primary reason you save for retirement is so you can cover your living costs when you're no longer working (not so your children inherit money). One of the biggest retirement expenses is a mortgage.  With so many people tra...

What are the things in my life that make me happy and proud? Who will I catch doing something right today? Who do I love in my life?  Why do I love them?  How will I show them? What will I do to make a difference in someone's life    today? What will I do to surprise my spouse/children/friends an...

It was just announced that late payments on home equity loans climbed to a 1 1/2 year high in the first quarter of this year.  And, delinquencies on credit card bills fell.  This is NOT good debt management and will greatly affect your home mortgage loans that will be available to you.A 60-day la...

 What will I do to make a difference in someone's life? What will I do to surprise my spouse/children/friends and make them smile? What book will I read tonight to enlighten and inspire me? What are the things in my life that make me happy and proud? Who will I catch doing something right today? ...

Just read a great article on men looking for a sugar mama.. Warning:  women do not assume a significant other's debt.  There are all too many stories of kind-hearted women who have taken on their partners' student loan or credit card debt" only to be left partly responsible for the debt should th...

212° The Extra Degree captures the essence of excellence in an unforgettable way... At 211° water is hot. At 212° it boils. With boiling water, comes steam. And steam can power a locomotive. It's the One Extra Degree that makes all the difference. This simple analogy reflects the ultimate definit...