RECENT BLOG POSTS
No wonder we have pork barrel spending when we have donations like this!  Bribery?  In back pocket? In bed?  Promises?  Gee, I think I've read blogs about realtors and lenders in the same category but the money... Barack Obama has received $287,397,945 in donations to date; 52 million donated in ...
07/17/2008
Random acts of kindness is the real estate market?  What can you do today in the real estate market to make a difference? After reading all 242+ comments on Lenn Harley's recent blog I thought all the energy spent pointing fingers was exhausting and non-productive.  So, how do I change that feeli...
07/16/2008
The Federal Reserve has adopted rules to give home buyers more protection  The Fed are protecting borrowers from unfair or deceptive practices and not impeding the flow of credit. They approved a plan today, Monday, that would crack down on lending practices that have hurt many of the riskiest "s...
07/14/2008
  even though you haven't been convicted of a crime.  Do you want to be able to go to a website to check your lender or mortgage broker's professional file - including employment history and disciplinary actions - before signing up for your next home loan?  The answer could be yes if Congress and...
07/12/2008
Granite, Marble, Corian, Formica, Silestone, Avanza - what would you tell your seller or your buyer is better to have in their kitchen, powder rooms, bathrooms?  What about cost, color, and upkeep/maintenance?  There are so many upgrades you can do to your house either before you move in, while y...
07/07/2008
Remarkable credit report settlement for EVERYONE that has had any form of open credit account - a charge card, student loan, auto loan or a mortgage - at any time between Jan. 1, 1987 and May 28, 2008.  The settlement offers free credit MONITORING.  Think of the settlement this way: it's free and...
06/28/2008
There are so many options and opportunities in the financial market today that it can be confusing as to what you should do.  In my June newsletter to my clients, business partners, and sphere of influence, it highlights credit, FHA, selling strategies, and whether to move or remodel.  All of the...
06/19/2008
So you want to sell your house and your borrower can't get qualified do you choose to do a contract for deed because you can?  Will you sell it faster if you hold the mortgage?  Will the buyer be the issue? Think carefully before you do this especially if the buyer is putting $0 down.  It will ce...
05/16/2008
Professionals are saying that just as in the olden days when Victorian homes were converted to apartments, that is going to happen to McMansions in the future.  They state the market will demand it.  That the McMansion will be occupied by a different kind of household - multi-family, lower-income...
04/16/2008
Fannie Mae has sent out new guidelines to lenders intended for walkaways and other foreclosure situations. Fannie will now prohibit foreclosed borrowers from getting another mortgage through the giant investor for five years, unless there are "documented extenuating circumstances." In those cases...
04/14/2008
Rainer
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Joyce Windschitl Hercules

MN, FL, WI & CO Mortgage Consultant
local_phone(952) 252-0350
smartphone(952) 368-9201
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