Joyce's Blog

The first official day of fall is September 22nd this year.  This is known as as the Fall Equinox when the length of the day and night are equal.  This also correlates with the astrological sign of the Libra, a scale, which signifies the balance of light and dark. What will I do to make a differe...

What will I do to make a difference in someone's life today? What will I do to surprise my spouse/children/friends and make them smile? What book will I read tonight to enlighten and inspire me? What are the things in my life that make me happy and proud? Who will I catch doing something right to...

"To accomplish great things, we must not onlky act, but also dream, not only plan, but also believe." - Anotole France Who do I love in my life?  Why do I love them?  How will I show them? What will I do to make a difference in someone's life today? What will I do to surprise my spouse/children/f...

FRAUD, FRAUD, FRAUD - I hope all of you guilty of felony fraud go to prison!  I'd like to send Sarah Palin after you with a nuzzle in your back to shape you up after all that would be better than what you may face in prison from what I hear.  Yes, I feel as though I woke up on the wrong side of t...

Who do I love in my life?  Why do I love them?  How will I show them? What will I do to make a difference in someone's life today? What will I do to surprise my spouse/children/friends and make them smile? What book will I read tonight to enlighten and inspire me? What are the things in my life ...

I am still ranting and raving over Countrywide closing my HELOC.  It was arbitrary, widespread, and without justification.  There is a rash of consumer complaints and the Office of Thrift Supervision (OTS) issued a six-page letter of guidance to the lending institutions (thrifts), spelling out th...

"Success is not the key to happiness.  Happiness is the key to success.  If you love what you are doing you will be successful." - Herman Cain Who do I love in my life?  Why do I love them?  How will I show them? What will I do to make a difference in someone's life today? What will I do to surpr...

Yesterday I received my HUD Settlement statement for a foreclosure purchase tomorrow, Friday.  It reflected about $1,000 in additional costs to my buyer.  I emailed the title company and told them that the State Deed Tax, deed prep, service fee and commitment fee (the last three were foreclosure ...

Who do I love in my life?  Why do I love them?  How will I show them? What will I do to make a difference in someone's life today? What will I do to surprise my spouse/children/friends and make them smile? What book will I read tonight to enlighten and inspire me? What are the things in my life t...

A few months ago I did a blog about Countrywide cancels my A+ loan. Did they/will they cancel yours?  Interestingly enough, there is an attorney specializing in class action litigation that responded. They are investigating potential claims against certain banks that have been unreasonably reduci...