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Joyce Thomas Arizona Home Guide



Thank You Service Men and Women! From 1775 to now, the United States of America has been involved in many wars from the American Revolution to the Gulf War Era.  Statistically, I read that there have been over 41,000,000 service members throughout the years with over 25,000,000 of those members s...
Canadian Taxes on US Real Estate include the same taxes Americans pay on US Real Estate.  For instance, in America, we don't have a PST or GST on the purchase of real estate.  If you live in Canada you are used to a GST (Goods & Sales Tax).  However, if you live in British Columbia, Saskatchewan,...
Getting a Better Deal Without a Buyer's Agent may sound like a good plan but do you really get a better deal?  When you use the service of a professional Buyer's Agent, you are hiring (at no charge to you) someone to represent your best interest in one of the most important transactions in your l...
Basics of Title Insurance.  When purchasing a home with a loan, you always have to pay title insurance as a buyer.  However, this insurance only protects your lender against mistakes made during a title search.   Owner's title insurance protects the owner against mistakes during a title search.  ...
10 Tips For First Time Home Buyers.  What first time home buyers need to know when purchasing a home. Be picky, but don't be unrealistic. There is no perfect home.  Unfortunately, no matter what you think, you can never find the perfect home on the perfect lot, in the perfect location. Do your ho...
7 Reasons To Own A Home especially in this declining market may make you think twice about renting.  Tax breaks. The US tax code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.  Gains. Between 1998 and 2002, nation...
It's Really Not That Hard To Do A Short Sale.  There are many sellers facing foreclosure who won't consider doing a short sale.  I really can't understand why.  Most sellers have already tried to do a loan modification and have already gotten all the documents together that the lender requires wh...
Buying a Distressed Property in Florence Arizona is a great way for buyers to get a good deal on the purchase of a home.  With short sales and foreclosures at an all time high, properties are priced at 1/2 to 1/3 of their original value, making resale prices range from $45,000 to $240,000 with mo...

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