Ira Joshua Parker's Blog

If you've got any interest in the real estate market, or have even watched any of the shows on HGTV late at night, then you've certainly seen a lot of different reasonings or suggestions as to why a particular home has not sold. Everything from staging to inviting smells when you enter the home ...

This has been an interesting topic of debate in the REO / Short Sale industry of late. Are the big banks holding back hundreds of thousands of foreclosures? Is there really $65B in shadow inventory? Why wouldn't the banks just be unloading these properties so we can get through this and start ou...

As you know "now is the time to buy" - you've heard it a million times on the news, from people talking at the coffee shop, and of course from Realtors and Mortgage Brokers alike. But youe credit score needs help and you're not sure if you can take advantage of this economic climate with great p...

There are certain areas of concern when considering a home to purchase & when budgeting for your overall expenses of home ownership. These areas are specific to potential discounts available &/or surcharges that one could expect on their annual Hazard Insurance premium. The Year Built is more im...

It's not just banks and lenders that rely on credit scores to help make important credit decisions. Landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to help determine their business and credit relationships with consu...

Building your credit after repeated interruptions is a constant headache we all want to avoid. In this article I am going to break it on down for you, since there are many sources that will take full advantage of you when the opportunity arise. If you feel bad simply because you can’t meet your ...

  If you are attempting to build your credit there are many strategies we can look at to help you get started. If you have no credit, bad credit or good credit, building credit is important regardless of your situation. Strategies for Building Credit: If you do not have any credit at all, you wil...

One of the most popular U.S tax deductions and a very large home buying incentive is on the verge of some drastic changes. The Mortgage Interest Deduction is being affected by current budget negotiations to avoid the fiscal cliff. This deduction allows homeowners to reduce their taxable income b...

This has been an interesting topic of debate in the REO / Short Sale industry of late. Are the big banks holding back hundreds of thousands of foreclosures? Is there really $65B in shadow inventory? Why wouldn't the banks just be unloading these properties so we can get through this & start our w...

Did You Know? As of September 1st, 2012 - All homes over 30 years old will require a 4-Point Inspection for Citizen's Insurance!! Don't get caught at closing without a 4-Point; this should be done at the same time as the Full Inspection for you, the Home Buyer. What is a four point inspection? A ...