Josh & Julie Hambarian, San Diego Realtors, Coastal Specialists

Gotta Love those banks!JUST IN FROM THE VIRGINIA ASSOCIATION OF REALTORS Source?  HousingWire magazine  The Quickest:  GMAC with an averge of 6 months to approve. The next Fastest:  CitiMorrgage with an average of 7.5 months to approve. The next-next Fastest:  Wells Fargo with an average of 8 mon...

If you believe that "Men are from Mars and Women are from Venus" applies to real estate, then this theory would apply everyday to millions of home buyers looking to make a decision on buying a home.  For most of us home buying is the largest purchase we will make in our lifetimes and buying a hom...

Good info about Digital Signatures and keeping you toward the top in Google!Okay, you've been here at AR long enough now to notice that many bloggers have a big long signature at the bottom of their blogs with a bunch of logos, right? Here's mine... I first learned about Active Rain Digital Signa...

Barracuda Fresh Grill & Wine Bar - Downtown Encinitas On Friday evening, Josh and I double-dated with a good friend... We went to Barracuda Fresh Grill & Wine Bar in Downtown Encinitas. We arrived around 7:30pm and the place was surprisingly quiet for a Friday night- maybe the early birds had alr...

Texting (and talking) while you drive is not worth your life. This should remind us all that we need to put the phone down while driving. We have become WAY too addicted to instant/constant contact. Voicemail was created for this reason- if you are too busy, or need to concentrate on driving a 4,...

Where in Encinitas am I?   Can you guess where this picture was taken? Yes, this is in Encinitas! Any guesses? I'll reveal the answer shortly.... Good luck!

Great information on how interest rates affect your purchase price.... How the Interest Rate Affects Your Purchase Price A lot of the financial news is focusing on the low mortgage rates and how this can benefit first time home buyers.  People with 18 financial degrees, multiple letters popping u...

I love Encinitas! Thats right...I said the world.  I really do think I am fortunate to live in such an amazing area.  I do love traveling and have lived in Australia as well as been to Bali, Costa Rica, Europe, all the Hawaiian islands, etc.  I must say that Encinitas is my favorite.  Maybe I'll ...

I went to a local investment meeting last night for the NSDREI club here in north county San Diego and heard Rick Sharga speak.  Many may know him since he is often referenced in publications for his involvement with Realtytrac.com.  You are most likely familiar, but RealtyTrac was basically foun...

I personally come from a family of Realtors and brokers.  Mom, Grandpa, Grandma, Uncle Stan...you get the picture.  Basically, I'm not going to get any referrals from the family. Even if I excluded my family members we would still be talking about at least 5 or 6 people that we interact with ofte...