San Francisco Loan Officer Blog

Having already written my post on Budgeting, at Budgeting Made Easy! Part 1, I rethought the title.  I realized that budgeting really isn't that easy.  But with property estimating and planning, it can be!  That is the purpose of this post.So we have calculated our bottom line, or disposable inco...

Most people think they have it all under control.  They get a steady paycheck, and know how much they can afford based on what they have now.  I think that is wonderful!  Those same people are thinking about starting the American Dream of home ownership, and think that the ease will transfer just...

I was a speaker at a First Time Homebuyer Seminar this afternoon, and for last time was disrespected. Let's start off with an explanation.  I was approached to host a mutually run seminar in Oakland California, for First Time Homebuyers.  I think of it more as a homebuyers seminar, let's face it ...

About once a week I will take a look at google and see how my keywords are doing.  As a result of Active Rain, I have always been on page 1 for a couple searches, like San Francisco Home Loan and San Francisco Loan Officer, but have seen some crazy changes just today!I haven't really seen my webs...

I was doing my daily routine today, which usually starts off with a look at the morning market on Bloomberg, and then progresses to reading cnnmoney.com.  One of the first articles I saw was Wow, I could've had a prime mortgage. It discusses the fact that 15-35% of all people in subprime loans we...

Finally the warmer weather is here.  Well, if you live in San Francisco, you know what I mean.  Cool mornings, fog burns off to put the temperature in the 70's, and then come 5, cool again.  If you are a native San Franciscan, this is what you have become accustomed to love.  You have also come t...

It has happened again...Well, let's face it, happens a lot more than I hear.   I met with a Real Estate Agent I work with, who has a friend that bought a home in the San Francisco Home Loan Market in January, and was concerned because she didn't really know what type of loan she given, and wanted...

Today was a beautiful day in San Francisco.  A great day to capture on film.  Our company has been waiting for the right day to have some fun, and get a good group shot.Here are some of our pics.  Do you think pictures speak for themselves when it comes to a company, or a person?What do pictures ...

Over the weekend I came to the realization that there are four types of people when it comes to credit.  I think it is extremely important to find out who you are in the mix...  Here are the four types:1.  People that think they have great credit, and do have great credit.2.  People that think th...

May 18, 2007 Last night I was able to have a night out with my wife to go see Chris Isaak and Stevie Nicks in concert at the Sleep Train Pavilion in Concord, California.  First off, I have heard of Stevie Nicks, probably bobbed my head a few times when it came on "RadioAlice", but never would say...