Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

Follow me
By
Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
FHA to Real Estate Agents. We need each other.Good loans? YES. Minneapolis, MN: Low-down payment FHA loans are the best, or only option for many buyers, but FHA loans are wrongly viewed negatively by many listing agents.The 3.5% down payment requirement makes FHA loans an important financial tool...
07/24/2023
Are Home Values Declining?Minneapolis, MN: There has been many predictions of a decline in home values because of higher mortgage interest rates, but it simply hasn't happened. Matter of fact. Home values just keep rising.For all you home buying and selling fence sitters, a bit of good news as mo...
07/17/2023
Are starter homes still a thing?Minneapolis, MN: In today's real estate market, "starter home" means something very different than it did 20 (or even 10) years ago, and finances have much to do with that. So, let's reframe your thinking around what a "starter home" is, and that's simply a great p...
07/12/2023
Is NOW a Good Time To Buy A house?Minneapolis, MN: Pick your poison... Buy now, and refinance when mortgage rates come back down? Or wait to buy, and watch house prices keep rising, getting more expensive while you sit on the sidelines?Cambria Mortgage is dedicated to providing opportunities for ...
06/23/2023
What is the "Lock In Effect"Minneapolis, MN: Simply put, so many people have low mortgage rates, they don't want to buy or move with today's current higher interest rates.  But is that a mistake?First Time Home Buyers still make up a large number of buyers. Whether you're buying your first or you...
06/23/2023
Homeownership has many benefits.According to multiple sources, here are the top 5 advantages of homeownership: Financial stability: In terms of both lifestyle and monetary stability, buying a home provides a new sense of reliability to first-time homeowners. Financial strength: If you are a first...
06/07/2023
Minneapolis, MN: Should you keep renting, or is it time to buy? That is a question may people are asking right now.You have to live somewhere, and that somewhere almost always should be your own home, plus the benefits of homeownership generally mean, no matter what is going on in the real estate...
05/17/2023
Real Estate Realities:  2021 vs 2023Should you buy a home now that mortgage interest rates have gone up? YES. The real estate and mortgage market is very different today than it was as recent as March 2022.Joe Metzler, a Senior Loan Officer with Cambria Mortgage in St. Paul, MN does some math and...
04/14/2023
Looking to buy a home in today's market, and not liking the current interest rates?Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars of 2020 and 2021 with lower interest rates.With over 50...
04/14/2023
Are you financially prepared to buy a house?  Let's find out.Minneapolis, MN: Many people think they can't buy a house, but they actually can.Here is a quick little review of the basic items needed to qualify for a mortgage, and is great information, especially for first time home buyers.With ove...
04/14/2023
Rainmaker
273,575

Joe Metzler

Sr Loan Officer
smartphone(651) 705-6261
local_phone(651) 552-3681
Contact The Author
Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.