Joe Long's (joelong) Blog

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Mortgage and Lending - Waterstone Mortgage
RECENT BLOG POSTS
FHA will allow a non-occupying borrower to assist your home buyer in getting into their home.  The co-borrower must be family and must use fully documented income, sorry nothing stated.This can be extremely advantageous to those younger borrowers who have the income but not the established credit...
08/06/2007
The Weary Traveler was a whim, an evening idea and simply a barricade between me and my summer evening wine.  It was recommended by a friend, apparently a very good friend and found its way to my table this evening.  I've driven past it a million times and glanced a decimal point short of that bu...
08/01/2007
I haven't had to order these before.  I want a good deal but price is not by biggest issue.  Quality of construction, shipping and choice of design are all factors.  Please let me know what companies you have had success with so I can place an order!  Thanks.PS, recomendations of what has worked ...
07/27/2007
Today I talked to a Realtor who is selling her home on a land contract because her buyers did not have enough money to put down.  I asked her if she got tried to get them prequalified and she said no, they don't have a downpayment.  She was not aware that we could get buyers in without perfect cr...
07/13/2007
Today is the first time I have ever seen 2000+ members online at the same time.  Fantastic!  Active Rain is growing in popularity and content.  This is truly a great resource for Newbies to stumble upon. Please answer me this, how many of you have ever recieved a client call or a referral based o...
07/10/2007
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 THE DASH I read of a man who stood to speak at the funeral of a friend.He referred to the date on the tombstone from the beginning, until the end. He noted that first came the date of birth; the second date, he noted with tears.But he said that what matters most of all, was the dash between the ...
07/10/2007
The Madison Chamber Orchestra is celebrating its 24th year of Free Concerts on the Square.  The event was started by famous local as a private concert for friends and family in an effort to bring people back downtown after work.  It worked!For as long as I can remember I have attended these conce...
07/09/2007
Iowa recently passed SF - 137 which takes effect 7/1/2007 and will have a large impact on Iowa's Real Estate Industry.  The bill, which makes it illegal to list or suggest a value on a request for appraisal form is not the first of it's kind, Ohio does this as well.  The law applies to any party ...
07/05/2007
I was at a closing a little early last week and I read an article in Forbes while I was waiting for my clients to arrive and I have just been thinking about it ever since.  The article was about Title companies and how they sell a largely outdated product for an inflated price and consumers are r...
07/04/2007
I just wanted to make sure everyone was aware of this great site, Factcheck.org.  Read and listen to what you see on the news and then go here.  I am not endorsing anything said on this site in any way but it a great non biased way to get a reality check in some of our wonderful elected officials...
07/01/2007
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Joe Long

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