Licensed Mortgage Banker

With all the problems associated with Jumbo loans today, it may be wise to look at the VA for help. Remember that the VA has a new limit of $650,000. with only 25% down over the $417,000. loan limit. That means that if a Vet were to purchase a home for $650,000. they would only need $58,250. down...

Commercial Loans Nation-Wide Approvals!$100,000. to $2 MillionTier Pricing.30 Years With 1/2 %  Declining Rate Reduction every 5 years.Residential Type Processing.Bid Appraisals.48 Hour Approvals.Low Closing Costs.Purchase-Refinance-Cash OutBy doing low down payments, our commercial loan program ...

Lender Paid MI can help your customers with little or no down-payment funds. Lender paid MI gives your customers options, and is a huge benefit versus a second "Piggy Back" loan.Look at this:One mortgage-no 2nd mortgage to qualify for with higher rates.Lender pays the MI upfront- no additional mo...

Promise & Protect program: Buyers get a lower interest rate and you get a wider pool of buyers. My Promise & Protect program provides you and your seller a way to offer potential buyers a lower interest rate and an easier way to qualify. How It Works: If your seller offers to buy-down the mortgag...

Getting The Lowest Rate for your Car Loan, Mortgage and other financing always depends on your credit score.This site has help me and my clients. Hope it will help you and yours What To Do: A little known site http://www.optoutprescreen.com can help you increase your score with all 3 major credit...

Many Realtors and Borrowers have been asking me what are lenders looking for in Credit Scores. Times have certainly changes and over the years I have given out many charts with FICO Scores and what they mean. So I now have done a Revised Chart based on todays lending.Nothing is written in stone a...