Joan's Blog

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Real Estate Broker/Owner - Rogliano Real Estate Group
The information contained in each post has been written to assist all consumers and realtors with the many aspects of a real estate transaction. Joan particularly wants to support individuals moving through the transitions of divorce and widowhood in terms of their financial, emotional and real estate goals.
Fall is officially here!Georgetown is hosting their 3rd Annual Aspen Festival this weekend. The festival takes place Saturday October 3 from 10 am to Dusk and Sunday October 4th from 10 am to 5pm. It's a great opportunity to see the Aspen leaves change, hear live music, browse crafts and eat grea...
New FHA Commissioner, David Stevens, announced the agency will be changing their appraisal rules and also including a 10% reduction in the amount senior home owners can receive from the reverse mortgage program. The latter is a discussion for another day. The new guidelines, which will be institu...
Remember my client from last week who failed to get an inspection before purchasing her home in the divorce? She recently got an offer on her home. During the inspection it was revealed that the roof was a Woodruff product, and there had been a class action law suit against Woodruff for their def...
Parking tickets, library fees, and other small fines used to have an impact on your credit score. But, thanks to new scoring system, these minor delinquencies can be overlooked when calculating your credit store.  Under the new system, FICO 08, for those with otherwise unblemished scores, fines t...
While the First Time Home Buyer tax credit has been in the news these days, another bill in Congress could be equally significant, only with negative ramifications. The Congressional Budget Office has been preparing a report that suggests Congress cut deductions for home owner mortgage interest f...
WThe process of divorce is hard enough as it is, but one pivotal move can save you both stress and money. Recently, I had a client who purchased the marital home from her husband at an agreed to price, she did so without the customary inspection that occurs with any real estate purchase transact...
These revocations are the result of the Colorado General Assembly House Bill 1085 that was passed in early 2009 and became effective August 5th, 2009. House Bill 1085 defines circumstances in which the Director of The Department of Regulatory Agencies, (DORA), may inactivate a mortgage loan origi...
Low crime, strong schools, green spaces, and fun activities are key ingredients for a happy childhood. If you could create the ideal community to raise a child in, what ingredients would you include? First off, you'd probably want a low crime rate. A strong school system would also be key. From ...
More homeowners suffering mortgages larger than the value of their home can now trade in their mortgage for a more affordable home loan, under a broader Making Home Affordable refinance provision.Borrower’s current on payments with Fannie Mae or Freddie Mac guaranteed loans could be eligible for...
Average life expectancy in years of a thermostat and a compactor, respectively the longest-lived and shortest-lived appliances in the American home, according to the National Association of Home Builders/Bank of America Home Equity Study of Life Expectancy of Home Components. Here is a list of th...

Joan Rogliano

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A real estate agent for 25 years, Joan is a CRS,GRI,CLHMS, and Certified Real Estate Divorce Specialist.