Jason Montoya's Mortgage Blog

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Mortgage and Lending - Synergy One Lending - 234611
My Real Estate Finance blog where I share my expertise on Conventional, High Balance, Jumbo, FHA, VA, USDA, 203k, Homepath, HELOC, Commercial, Construction, Land, Stated Income, Purchase, and Refinance loans. I also blog about various points of interest in and around San Diego county.
RECENT BLOG POSTS
There are still many homeowners out there who don't know that even if they are upside down on their mortgage they might still be able to take advantaged of today's historically low rates.  Many lenders offer a Fannie Mae DU Refi Plus program or Freddie Mac version of this program depending on who...
08/02/2010
Have you been working with a client who has taken up a lot of your time and when you finally take them to a home they love, they hesitate to write an offer because they are worried prices may come down and they might be paying too much for the home? I have several partners who have been in this s...
07/30/2010
It surprises me how many Realtors don't take advantage of financing strategies when they are selling their listings.  As we all know, price reduction tactics that are no longer effective can be disastrous, and usually lead to a reduction in your commission, and also a deterioration in neighborhoo...
07/27/2010
When I first heard that HUD was no longer going to allow FHA spot approval on condos my heart sank a little.  I work with a lot of 1st time home buyers who sometimes can only qualify for an FHA loan due to the small down payment required and on a condo especially.  I asked around and no one I spo...
07/26/2010
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Jason Montoya

Modern Mortgage Lending
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