James Lockard - Bergen County Real Estate Blog

Bergen County NJ - The Stop Foreclosure Institute recently received a question from Tonia about short sales. Apparently Tonia has been mislead by her lender. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is Tonia's question about short sales. "I've been trying to sell m...

Bergen County NJ - Some sellers think that if they sell their house for more money, then they are less likely to have a deficiency. Let me explain why that is not true. Get my Free, Step By Step Loan Modification Guide by clicking here. Another realtor recently told us about a short sale they wer...

Bergen County NJ - The Stop Foreclosure Institute recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is his e-mail. "Hi, I hope all is well. I am getting back to you on my cr...

Bergen County NJ - I mentioned in the last note that you'll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit ...

The spring market brought a 6.5% increase in sales from April to May 2011 for the State of NJ. Good News ! There was also an increase in signed purchase contracts over the same period last year. This was the first increase in sales seen over the past 12 months Here are the statistics from the New...

The housing market has been on a roller coaster ride over the last few years in the media. Signs of recovery, signs of more decline. Up, down, which way is it going? Recent reports of home purchases rising by 6.5% in New Jersey comparing May to April 2011 have caused some recent optimism for the ...

Bergen County NJ - If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its way back up. Get my Free, Step By Step Loan Modifi...

Bergen County NJ - The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You've done your part to get the ball rolling, and now the credit reporting companies have to do their part. Get my Free, Step By Step Loa...

Bergen County NJ - The next step in your path to an improved credit score is to do what they say on the shampoo bottles: Rinse and Repeat. Get my Free, Step By Step Loan Modification Guide by clicking here. In the Rinse and Repeat phase, you just keep working their system. Here's what I mean: You...

Bergen County NJ - The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit bureaus have now sent you their results, including a new cred...