James Lockard - Bergen County Real Estate Blog

Ridgewood NJ - The Stop Foreclosure Institute recently received a question from John. Here is John's Question. "I am trying to buy a short sale. I have been waiting on an answer to my offer for 6 months. The agent tells me we should have an answer any day. But, they've been saying that for a long...

A home where memories are made!  WWW.7EROLDCT.INFO COME AND JOIN ME FOR A LOOK AT A FABULOUS ALLENDALE LISTING. This home offers everything a buyer could want with added benefits of an exceptional school system and walking distance to NYC train or bus.   For more information on this house or ques...

Ridgewood NJ - We received the following e-mail a little while ago from another agent that does short sales. It illustrates how the current short sale guidelines hurt the housing market and homeowners short selling their house. Discover how other sellers successfully did a short sale to avoid for...

Ridgewood NJ - The Stop Foreclosure recently received a question from Grant. Here was his question. "I have an FHA loan and want to get a loan modification. My bank is playing hardball and won't modify the loan at all. My friend got a loan modification and said it was pretty easy. What can I do t...

Ridgewood NJ - The Stop Foreclosure recently received a question from Georgia E. Here was her question. " When the bank says the file should be going to an investor soon what does that mean?" Georgia E. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here...

Ridgewood NJ - How do foreclosures, loan modifications or short sales affect a credit score? Your credit score will be affected by late mortgage payments and a short sale. However, there are 2 things that are considered horrible on your credit report. Those 2 are items are foreclosure and bankrup...

Ridgewood NJ - If the right decision for you and your family is to sell the house as a short sale, then the sale will have an immediate effect on your credit score. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. You might feel like it's just overwh...

Ridgewood NJ - The Stop Foreclosure Institute recently received a question from Paul. Here is Paul's Question. "I am selling my house as a short sale. I am behind on the mortgage payments. Do you think I should still pay my credit cards?" Paul. Discover how other sellers successfully did a short ...

Ridgewood NJ - Bankruptcy is one of the scariest words a lender can hear. A bankruptcy filing can stall their ability to foreclose by 6 months, and sometimes as long as a year. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. The lenders know that mo...

A home where memories are made!  WWW.7EROLDCT.INFO COME AND JOIN ME FOR A LOOK AT A FABULOUS ALLENDALE LISTING. This home offers everything a buyer could want with added benefits of an exceptional school system and walking distance to NYC train or bus.   For more information on this house or ques...