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Hey there! I received this whitepaper third-hand and I'm trying to place the source.  The information seems as though the author knows enough to have an educated opinion, but I'd like to know more about this information.  Can anybody give me information in where this came from?   The information ...
06/02/2008
Short Sales!What a frustrating situation for everybody involved!  I have a ready and willing buyer who's waiting patiently for the lienholders of a short sale to figure out what they want to do.  Both lenders are so wrapped around the hub it's silly.  Both want as much money as they can get, yet ...
11/07/2007
Do you know somebody who attempted to sell their house, but decided against it because they were unable to get the price they wanted?  Are these same people facing financial danger because they need money and now they can't get it because they previous listed their property?  It's happening all o...
11/07/2007
A couple months ago I wrote about how now was the right time to buy a home.  My argument was that rising rates would essentially offset the falling house prices, and that waiting would simply equate to a higher rate with the same mortgage payment.  The trends still seems to support my claim.   Wh...
11/07/2007
We live in a harsh society.  We're increasingly forced to pay more attention to people attempting to steal our identities for financial gain.  These people want to steal us from...ourselves!  Horribly, about one in five of my clients has experienced some form of identity theft that has kept them ...
10/24/2007
There's a sobering statistic that is coming out of the bank foreclosure news:  55% of homeowners who miss a credit card payment for financial reasons will miss a mortgage payment within 12 months.  And of those, 55%, one out of 4 will find their home foreclosed upon.  That means 14 out of 100 who...
10/24/2007
Take a look at the graph below  The top chart shows historical home prices (Riverside County) along side the 30-year fixed-rate mortgages at the same time.  The bottom chart shows the fully amortized mortgage payment based upon the data from the top chart.  The charts also show forecasts based up...
10/24/2007
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JohnLillywhite

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Every day, thousands of times a day, we reinvent the wheel. Clearly, we need to learn on our own and embark freely, but doing it in a vacuum is ridiculous. I use this blog to offer advice, ask questions and, through you, be a better human being and Loan Originator.