James Ladarski's (jjl1719) Blog

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Mortgage and Lending - Liberty One Lending
RECENT BLOG POSTS
As a  lender I strongly suggest that buyers do not use Retirement money to pay off debtAmericans are well known for their infatuation with debt and their inability to save. However, there have been two places that Americans have managed to save to accumulate wealth. The first is their primary res...
11/12/2008
Many qualified buyers have bee hurt by the lack of Down Payment AssistanceIn the midst of the mortgage crisis, rising interest rates and tighter lending and the disappearance of 100% financing, the last lending option has been taken away for credit worthy borrowers who lack the money for a down-p...
11/05/2008
Great Site recommended by James Wexler , aka... Wexzillarecently, most experts and analysts have been saying that they expect home prices to decline as a result of several key factors including high oil prices , foreclosure levels and turmoil in the credit and lending markets. As Secretary of Tre...
10/30/2008
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1) Unemployment is stead!! The number of Americans filing new claims for unemployment insurance did not change from last week, remaining at an elevated level that indicates weakness in the nation's economy 2) Domestic Economic Growth is not slowing as fast as expect the market appeared generally ...
10/30/2008
Another measure of the housing market, another negative media story, another salacious headline. A report from Cluster stock on Yahoo Finance reported:  House Prices Still Too High Despite Collapse Despite early signs of a turn in the housing market, prices still have a long way to fall. In fact,...
10/15/2008
Here are some options about which you should speak with your lender should the dreaded "Foreclosure" word creep into your life. Don't worry help is out there. Lenders can exercise, "Forbearance" in which the bank will suspend payments for a period of time Banks are working with borrowers on repay...
10/15/2008
We may fact a similar situation to the European Economic Community. We may one day see a North American Economic Union. Nations in Europe's single-currency zone agreed Sunday to temporarily guarantee bank refinancing as part of a raft of emergency measures to ease the credit crisis. The head of t...
10/12/2008
  According to the majority of so-called experts; Generally, the news media whom make money selling salacious headlines, we may see home prices drop further than the already significant drop reported last week by the industry real estate housing price barometer the S&P Case-Schiller Index. Howeve...
10/12/2008
Attempts to tackle global warming are being made more difficult by the spreading economic crisis even as Democratic congressional leaders say it's still a top goal for next year. At the very least, fear of a prolonged economic downturn is expected to delay attempts by the United States to cap gre...
10/12/2008
The fallout in developing and poor nations from the economic crisis is drawing attention from global finance ministers as the U.S. and allies seek to present a united front and calm jittery investors. meeting of the Group of Seven industrialized nations and the annual sessions of the Internationa...
10/12/2008
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James Ladarski

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