Jim Enright's Blog

The word is many Triangle, NC Mortgage Loan Officers have time on their hands and are making more in person calls on Realtors. Realtors, is your Loan Officer identified in this spoof?  And more importantly, what should a loan officer be doing to get your focused attention so that you can consider...

This was the first Triangle Realtors Google Plus Community live video recording, right onto YouTube. Very cool stuff--- check it out just to see. The 3 Questions are below.Here's what was covered and the approximate time stamps for speedy viewing- 9:00 ish - Jesse Wojdylo's review of the Google P...

Saw this movie last night and just had to tell ya....  MUST SEE for music fans. So, did you know that the killer backing band for Percy Sledge, Aretha Franklin, Etta James, Wilson Pickett and other R&B and soul singers was not what you may think...but four white boys from Alabama?  And that Jimmy...

Review of  Durham and Chatham County Parade Homes from $200,000.00-$341,000.00  There was no W.W.F. rating (Wife Wow Factor) as our daughter was in town and it was Hot Pepper Jammin’ time with her girl friend. (If you need a expert taster, please let me know.) I decided that looking in a specific...

By Jim Enright. On Nov. 15, 2013 Conventional 97 Mortgage Loans with 3% down payment are ending. This means files must be run thru Desktop Underwriter by this date. Buyers with minimum down payment should get all the details before waiting longer to purchase a home. FHA 3.5% down VS Conventional ...

There isn't a magic real estate pill, but there is a new tool that you should pay attention to before your competitors do. It's a new marketing layer. Not Facebook, twitter, linked in, Pinterist, or a blog. It's Google Plus. Owned by Google. Who Owns YouTube. This is a search synergy that will he...

By Jim Enright. Parade of Homes in Orange, Durham and Chatham Counties 2013 Last weekend, Donna and I visited Parade Homes in Orange and Chatham counties that were clustered together in Winmore and Briar Chapel subdivisions first, then other homes that would be interesting for us. How do you judg...

By Jim Enright.One more of our lender said they will waive the IRS Tax Transcript requirement for now. If you were lending your own money, would this fine print concern you? “We will obtain tax transcripts on all loans when the federal government shutdown ends. Once tax transcripts are received, ...

By Jim Enright. All agency loans will be affected.   Investors require IRS Tax Transcripts for fraud prevention.  Without them, an agency loan will not be approved or closed.   This will impact any loans in process where the transcripts have not been pulled early.   This will also create a backl...

By Jim Enright. There is one mortgage TIP that is not spoken of often. Not all mortgage lenders do it, and most of the big mortgage banks definitely do not do it. It is glossed over by those who do not as a non-factor due to the virtual nature of business, the cloud, and technology. Don’t believe...